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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Villages of Pablo, Jacksonville — a home near Duncan U. Fletcher High School.

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Active

Active·Listed today·Villages of Pablo

14137 Twin Falls Drive W

Jacksonville, FL 32224

$595,000$219/sqftEst. $3,270/mo mortgageMLS# 2170918
4
Beds
2
Baths
2,719
Sq Ft
1991
Built
2
Garage
Yes
Pool

4 more homes for sale in Villages of Pablo →Search Villages of Pablo on the map

HOA $46/mo14,810 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Villages of Pablo

Picture your mornings here: coffee in hand, neighbors walking the sidewalks with dogs and strollers. You'll know a few names before long. This is the kind of neighborhood people stay in their whole lives, a close-knit community where neighbors show up for each other. The single story, all brick homes has split bedrooms and large living spaces giving everyone room to spread out, whether it's movie night, homework, or a houseful of guests. Step outside to your own private in-ground salt pool, a patio courtyard, and a large beautifully landscaped, fully fenced backyard (with a parking pad for a boat or RV). The community adds even more: two pools (including a lap pool), pickleball, sand volleyball, and a playground. Food trucks, the annual kids' fishing rodeo, and a huge 4th of July fireworks show keep the community thriving Mayo Clinic, J. Turner Butler, and the beaches are close, with A rated Alimacani Elementary nearby. Roof 2026, Water Heater 2023, HVAC 2024 , Water Softener 2025.

Next steps in Villages of Pablo

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,270
Property taxesest. at asking price, Duval County$972
HOAbilled annually$46
Estimated total, before insurance$4,287/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,481/yr · $457/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$595,000
$119,000
Loan Term
Monthly Payment
$3,270
Principal & Interest: $3,270
Property taxes (est.): $972
Insurance (est.): $397
Estimated Total Monthly
$4,638
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,813 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,481/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 27, 2026Active$595,000
  • Oct 22, 2026Listed$595,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2679 Treasure Cove Lane, Jacksonville, FL 32224Listed by HOME SOLD REALTY LLCSep 2026$518,000$2643/21,96520.6
13725 Macapa Road, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$345,000$1454/22,382580.8
3637 Crossview Drive, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$860,000$3004/32,862280.9
2388 Covington Creek Drive W, Jacksonville, FL 32224Listed by MOMENTUM REALTYOct 2026$540,000$2623/22,06340.9
3601 Crossview Drive, Jacksonville, FL 32224Listed by NEXT MOVE ATLANTIC COASTSep 2026$905,000$3104/32,919170.9
13438 Aquiline Road, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$595,000$2404/22,480871

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$595,000
Price / Sq Ft$219
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,719
Acres0.34 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo

School Information

Community Information

Address14137 Twin Falls Drive W, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionVillages Of Pablo
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size14,810.4 sq ft
Parcel Number1652794425

Amenities

AmenitiesPool, Basketball Court, Maintenance Grounds, Pickleball, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Nook, His and Hers Closets, Split Bedrooms
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Exterior FeaturesCourtyard
Lot DescriptionDead End Street
Patio / PorchGlass Enclosed
FencingBack Yard
RoofShingle
ConstructionBrick
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 27, 2026
Days on Market0
HOA Fees$550 / Annually
HOA FrequencyAnnually
HOA NameVillages of Pablo
Tax Amount$5,481.34
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Villages of Pablo

Villages of Pablo is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Villages of Pablo homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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