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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Villages of Pablo, Jacksonville — a home near Sandalwood High School.

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Active Under Contract

Active Under Contract·44 days on market·Villages of Pablo

2884 Waverly Falls Court

Jacksonville, FL 32224

$595,000$324/sqftEst. $3,270/mo mortgageMLS# 2162870
3
Beds
2
Baths
1,837
Sq Ft
1992
Built
2
Garage
No
Pool

4 more homes for sale in Villages of Pablo →Search Villages of Pablo on the map

FEMA Zone XHOA $38/mo0.62 acresSingle Family Residence1 story

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About this home

Villages of Pablo

Located on a cul-de-sac in the well-established Villages of Pablo community, this 3-bedroom, 2-bath Jacksonville home offers 1,837 sq ft, a private pool and an expansive screened lanai overlooking a fenced backyard that backs to a wooded preserve. Inside, the single-story, open floor plan features vaulted ceilings, abundant natural light and Morning Star bamboo flooring. The updated kitchen includes 42-inch cabinets, quartz countertops and tile backsplash, and the primary bathroom has been completely renovated. The rebuilt lanai and full screened pool enclosure provide plenty of covered outdoor living space, while the lot still offers plenty of usable backyard. Villages of Pablo amenities include community pools, pickleball, tennis, basketball, volleyball and a playground. Convenient to Jacksonville's beaches and Mayo Clinic and currently zoned for Alimacani Elementary and Fletcher Middle School.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,270
Property taxesest. at asking price, Duval County$972
HOAbilled annually$38
Estimated total, before insurance$4,279/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,782/yr · $398/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$595,000
$119,000
Loan Term
Monthly Payment
$3,270
Principal & Interest: $3,270
Property taxes (est.): $972
Insurance (est.): $397
Estimated Total Monthly
$4,638
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,782/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 29, 2026Active Under Contract$595,000
  • Sep 12, 2026Active$595,000
  • Sep 1, 2026Listed$595,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $324/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2679 Treasure Cove Lane, Jacksonville, FL 32224Listed by HOME SOLD REALTY LLCSep 2026$518,000$2643/21,96520.7
13725 Macapa Road, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$345,000$1454/22,382580.7
2388 Covington Creek Drive W, Jacksonville, FL 32224Listed by MOMENTUM REALTYOct 2026$540,000$2623/22,06340.8
13234 S Companion Circle, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSSep 2026$365,000$1893/21,9351351
13253 Mendenhall Place, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCOct 2026$392,750$3023/21,301971.2
12887 Bentwater Drive, Jacksonville, FL 32246Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$420,000$2863/21,469291.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$595,000
Price / Sq Ft$324
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,837
Acres0.62 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address2884 Waverly Falls Court, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionVillages Of Pablo
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size27,007.2 sq ft
Parcel Number1652794525

Amenities

AmenitiesPool, Pickleball, Playground
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Lot DescriptionCul-De-Sac, Wooded
Patio / PorchFront Porch, Rear Porch, Screened
FencingBack Yard
Road FrontageCity Street

Additional Information

Date ListedSeptember 13, 2026
Days on Market44
HOA Fees$450 / Annually
HOA FrequencyAnnually
HOA NameVillages of Pablo HOA - Managed by TPAM
Tax Amount$4,781.99
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Villages of Pablo

Villages of Pablo is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Villages of Pablo homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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