This home is in St. Johns — a waterfront home in St. Johns County.
Active·1 day on market
1120 Celebration Court
St. Johns, FL 32259
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About this home
St. Johns
Discover an extraordinary blend of luxury, modern sophistication, and timeless Old Florida charm in this exceptional riverfront estate in desirable Fruit Cove. Completely remodeled from top to bottom, this remarkable property offers 4,509 combined square feet of living space between the main residence and separate guest house, with premium upgrades, exceptional entertaining spaces, and an enviable waterfront lifestyle. The main residence features five bedrooms and 3.5 bathrooms, complemented by gorgeous white oak floors, high-end lighting, beautifully renovated bathrooms, and a stunning, thoughtfully appointed kitchen. Designed for both everyday living and entertaining, the kitchen features three ovens, including a gas range oven, and a large double wine cooler. Additional enhancements include newer HVAC systems, a water softener, and a sophisticated water filtration system. A spacious three-car garage provides ample room for vehicles and storage.
Next steps in Fruit Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,238 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Park39 min drive · 202 parking spaces
Closest park or preserve
Alpine Groves Park9 min drive · 1 mi of trails
Closest public boat ramp
Mandarin Park Boat Rampabout 2 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launchabout 2 mi · St. Johns River
Closest youth league fields
Mills Field10 min drive · Baseball, Football, Lacrosse, Softball, Track
Closest grocery store
Publix7 min drive · 450 State Road 13 N, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:35 AM, sunset 6:47 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,009,017 | $958,295 | — |
| 2024 | $1,091,258 | $445,684 | — |
| 2023 | $1,075,407 | $431,101 | — |
| 2022 | $968,731 | $421,943 | — |
| 2021 | $772,638 | $408,197 | — |
| 2020 | $707,844 | $401,871 | — |
2025 property taxes (current owner): $13,736/yr
Estimated taxes if purchased at asking price: ~$51,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 23, 2026Listed$3,200,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $243/sq ft; this home is listed at $710/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1144 Holly Oaks Court, St. Johns, FL 32259Listed by REMAX WELCOME HOME | Sep 2026 | $865,000 | $243 | 5/3.5 | 3,559 | 20 | 0.5 |
| 1124 Ashmore Drive, St. Johns, FL 32259Listed by ROOT REALTY LLC | May 2026 | $620,000 | $185 | 5/3 | 3,346 | 6 | 0.6 |
| 1672 Inkberry Lane, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS | Jun 2026 | $987,037 | $228 | 5/4 | 4,337 | 3 | 1.7 |
| 1292 Creek Bend Road, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $887,500 | $245 | 5/3 | 3,618 | 92 | 1.8 |
| 129 Villa Sovana Court, St. Johns, FL 32259Listed by ERA ONETEAM REALTY | Jul 2026 | $875,000 | $269 | 4/3.5 | 3,258 | 13 | 1.8 |
| 1252 N Burgandy Trail, Jacksonville, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $770,000 | $235 | 5/3.5 | 3,277 | 15 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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