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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a pool home in Jacksonville.

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Active

$675,0003 bd · 2 ba · 1,551 sq ft

Active·1 day on market

1020 6th Avenue N

Jacksonville Beach, FL 32250

$675,000$435/sqftEst. $3,680/mo mortgageMLS# 2170463
Open house Sat, Oct 31 · 11:00 am–1:00 pm
3
Beds
2
Baths
1,551
Sq Ft
1955
Built
—
Garage
Yes
Pool
FEMA Zone XNo HOA8,276 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville Beach

** OPEN HOUSE 11:00 - 1:00 10/31 ** Saturday Embrace the ultimate beach lifestyle in this beautifully updated 3-bedroom, 2 bath home w/sparkling pool, perfectly situated 10 blocks from the ocean & a short bike ride to the Jacksonville Beach Pier. Nestled on a rare, large lot, this coastal gem blends unmatched outdoor freedom w/modern indoor luxury. Step inside to a bright, open floor plan highlighting a completely updated kitchen w/new cabinets, granite counters & stainless appliances. Tile floors throughout. Master suite with an updated bathroom & walk-in closet. The family room has tongue in groove walls/ceilings & wood burning fireplace. Out back enjoy your own backyard paradise. The oversized lot features a sparkling pool & 2 sheds(As-Is). Whether you're hosting large barbecues, lounging poolside this yard handles it all with ease. Live where others vacation! Walk to local dining hotspots or enjoy morning sunrises near the pier. Call us today for a showing! This home is a MUST See!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,680
Property taxesest. at asking price, Duval County$1,102
Estimated total, before insurance$4,782/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,542/yr · $129/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$675,000
$135,000
Loan Term
Monthly Payment
$3,680
Principal & Interest: $3,680
Property taxes (est.): $1,102
Insurance (est.): $450
Estimated Total Monthly
$5,232
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,688 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,542/yr

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 29, 2026Active$675,000
  • Oct 22, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $460/sq ft; this home is listed at $435/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1104 5th Avenue N, Jacksonville Beach, FL 32250Listed by REGION ATLANTIC REALTYAug 2026$765,000$3863/2.51,980270.1
850 Holly Drive, Jacksonville Beach, FL 32250Listed by ORENDER GROUP LLCOct 2026$750,000$4404/31,705970.3
1116 7th Street N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$535,000$4603/11,164100.4
1052 Penman Road, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Oct 2026$448,500$3563/21,26010.4
1206 17th Street N, Jacksonville Beach, FL 32250Listed by REAL BROKER LLCSep 2026$750,000$4783/21,56820.6
1120 20th Street N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$835,000$4623/2.51,808140.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$675,000
Price / Sq Ft$435
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,551
Acres0.19 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer, Updated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

Community Information

Address1020 6th Avenue N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionPalm Courts
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size8,276.4 sq ft
Lot Dimensions73 x 119
Parcel Number1773680000

Amenities

UtilitiesCable Available, Electricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Carport, Covered, Guest, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionFew Trees
Patio / PorchPatio, Rear Porch, Screened
FencingFull, Wood
RoofShingle
ConstructionBlock, Composition Siding, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 29, 2026
Days on Market1
Tax Amount$1,542.02
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/31/2026

11:00 am - 1:00 pm