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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·1 day on market

4275 Morena Lane

Jacksonville, FL 32207

$1,395,000$370/sqftEst. $7,666/mo mortgageMLS# 2170194
4
Beds
3.5
Baths
3,771
Sq Ft
1967
Built
2
Garage
No
Pool
FEMA Zone XNo HOA11,761 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

A celebration of authentic Mid-Century Modern architecture in coveted Point La Vista. Previously featured in Jacksonville Magazine, this extraordinary residence honors its architectural roots with soaring tongue-and-groove ceilings, a dramatic floor-to-ceiling fireplace, original parquet flooring, rich wood paneling and expansive, light-filled living spaces. Designed for effortless entertaining, the flowing interiors feature a sophisticated cocktail bar, custom maple cabinetry, built-in banquette and distinctive billiards room. A beautifully reimagined kitchen pairs sleek quartz countertops with premium Monogram appliances and induction cooking. Thoughtful renovations introduce contemporary luxury while preserving the home's unmistakable character. Custom closets, a dedicated fitness room and flexible living spaces enhance everyday comfort.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$7,666
Property taxesest. at asking price, Duval County$2,278
Estimated total, before insurance$9,944/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$18,341/yr · $1,528/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,395,000
$279,000
Loan Term
Monthly Payment
$7,666
Principal & Interest: $7,666
Property taxes (est.): $2,278
Insurance (est.): $930
Estimated Total Monthly
$10,874
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1967)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,561 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:34 AM, sunset 6:48 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $18,341/yr

Estimated taxes if purchased at asking price: ~$27,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 22, 2026Active$1,395,000
  • Oct 21, 2026Listed$1,395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $445/sq ft; this home is listed at $370/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
915 Old Grove Manor, Jacksonville, FL 32207Listed by MILLER & COMPANY REAL ESTATEJul 2026$757,000$2624/32,892700.2
4031 Cordova Avenue, Jacksonville, FL 32207Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$2,220,000$4835/3.54,60040.4
1204 Morvenwood Road, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$975,000$3474/32,81120.6
1324 Morvenwood Road, Jacksonville, FL 32207Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,123,000$4004/32,810710.6
3855 San Jose Boulevard, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$1,525,000$4983/23,063240.6
1163 Northwood Road, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,801,000$4455/54,04430.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,395,000
Price / Sq Ft$370
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,771
Total Structure Area4,360 sq ft
Acres0.27 acres
Year Built1967
TypeResidential
Sub-TypeSingle Family Residence
StyleMid-Century Modern
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouthwest

School Information

ElementaryHendricks Avenue
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address4275 Morena Lane, Jacksonville, FL 32207
Area011-San Marco
SubdivisionPoint La Vista
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size11,761.2 sq ft
Parcel Number0827640000

Amenities

Community FeaturesSuburban
UtilitiesCable Available
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Off Street

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Induction Cooktop, Refrigerator
HeatingCentral
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne

Exterior

Patio / PorchDeck
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionOther, Brick, Frame, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 22, 2026
Days on Market1
Tax Amount$18,341.34
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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