This home is in Abbott Tract, St. Augustine — a waterfront home in St. Johns County.
Active·1 day on market·Abbott Tract
57 Water Street
St. Augustine, FL 32084
5 more homes for sale in Abbott Tract →Search Abbott Tract on the map
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About this home
Abbott Tract
Discover extraordinary waterfront living on Matanzas Bay in the heart of historic St. Augustine, where distinctive Mid-Century Modern architecture, timeless craftsmanship, and an exceptional location come together. Inspired by the clean lines and organic design principles of Frank Lloyd Wright, this remarkable residence offers sweeping panoramic views across Matanzas Bay, extending toward the St. Augustine Inlet and the Atlantic Ocean. With direct Intracoastal access, a private dock with boat lift, and beautifully designed indoor and outdoor living spaces, this property captures the essence of luxury coastal living. Positioned on a prominent corner lot along Water and Locust Streets, the property welcomes you with meticulously landscaped grounds, mature live oaks, and contemporary walkways leading to an inviting entrance. Inside, a striking sightline extends through the gallery-style foyer to the lush courtyard beyond.
Next steps in Abbott Tract
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1959)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,782 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Vilano Beach oceanfront10 min drive · 37 parking spaces
Closest park or preserve
Anastasia State Park9 min drive · 0.7 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 0.7 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
Vilano Causeway Primitive Accessabout 0.6 mi · Hospital Creek
Closest youth league fields
Ketterlinus Gym Community Center4 min drive · Basketball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $45,612/yr
Estimated taxes if purchased at asking price: ~$52,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 16, 2026Listed$3,295,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $471/sq ft; this home is listed at $1,110/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 70 Water Street, St. Augustine, FL 32084Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $1,835,000 | $601 | 3/3 | 3,053 | 72 | 0.1 |
| 31 Cincinnati Avenue, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | May 2026 | $1,250,000 | $471 | 3/2.5 | 2,656 | 142 | 0.4 |
| 145 Paranza, St. Augustine, FL 32095Listed by DJ & LINDSEY REAL ESTATE | Apr 2026 | $765,000 | $306 | 3/1 | 2,498 | 196 | 0.5 |
| 26 Riberia Street, St. Augustine, FL 32084Listed by DJ & LINDSEY REAL ESTATE | Jun 2026 | $1,060,000 | $510 | 4/2 | 2,080 | 64 | 0.6 |
| 74 N St Augustine Boulevard, St. Augustine, FL 32080Listed by NON MLS (realMLS) | Jun 2026 | $730,000 | $268 | 3/2 | 2,726 | 56 | 0.7 |
| 43 N St Augustine Boulevard, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLC | May 2026 | $700,000 | $265 | 5/3 | 2,639 | 114 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Abbott Tract
Abbott Tract is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Abbott Tract homes for sale →Keep looking
More homes in Abbott Tract
For Sale47 Osceola StreetSt. Augustine, FL 32084
4 bd · 4 ba · 2,304 sq ft
$1,295,000Est. $6,893/moSituated in the coveted Abbott Tract in historic St. Augustine, this immaculately maintained home offers the rare…
Listing Office: keller williams realty atlantic partners st. augustine
For Sale48 Osceola StreetSt. Augustine, FL 32084
3 bd · 3 ba · 1,554 sq ft
$1,195,000Est. $6,360/moA rare gem in St. Augustine's highly coveted Abbott Tract, this circa-1900 residence captures the timeless allure of…
Listing Office: keller williams realty atlantic partners st. augustine
For Sale22 Joiner StreetSt. Augustine, FL 32084
4 bd · 2.5 ba · 1,930 sq ft
$1,150,000Est. $6,121/moStep into a rare opportunity to own a beautifully restored piece of St. Augustine history in the desirable Abbot Tract…
Listing Office: keller williams realty atlantic partners st. augustine
For Sale18 Locust StreetSt. Augustine, FL 32084
3 bd · 2 ba · 1,352 sq ft
$899,000Est. $4,785/moDiscover the timeless elegance of this beautifully preserved Victorian residence nestled in the heart of St.…
Listing Office: keller williams realty atlantic partners st. augustine
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Krista Fracke
Broker Associate
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