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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Abbott Tract, St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Aug 24, 2026·72 days on market·Recent sales in Abbott Tract·Abbott Tract

70 Water Street

St. Augustine, FL 32084

$1,835,000sold priceListed at $1,998,000 · 91.8% of asking$601/sqftMLS# 2143052
3
Beds
3
Baths
3,053
Sq Ft
1936
Built
—
Garage
Yes
Pool

5 more homes for sale in Abbott Tract →Search Abbott Tract on the map

FEMA Zone XNo HOA11,326 sqft lotSingle Family Residence2 stories

About this home

Abbott Tract

This home exudes charm and character . It was designed by the famed architect , F.A. Hollingsworth and resides on one of the highest elevations on one of the most desired streets in , St Augustine. The timeless architecture has been carefully restored and enhanced with the finest materials and craftsmanship from exterior to interior. Step into the foyer where the original stairs , banisters , and hardwood floors have been refinished. Original floors & trim remain throughout. The floorplan flows with formal dining , large chef's kitchen with gas and oversized quartz island , walk-in pantry and an abundance of cabinets . The formal living room is light filled and cozy with hand painted tiles covering the original wood burning fireplace . A den with built in bookshelves off the living room is the perfect place for a home office. An enclosed sunroom with new vinyl windows ,custom Bamboo blinds , stone work fireplace and split system AC overlook the large backyard and pool area . The

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$10,164
Property taxesest. at asking price, St. Johns County$2,442
Estimated total, before insurance$12,606/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,846/yr · $1,071/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,835,000
$367,000
Loan Term
Monthly Payment
$10,164
Principal & Interest: $10,164
Property taxes (est.): $2,442
Insurance (est.): $1,223
Estimated Total Monthly
$13,829
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1936)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,222,063$638,549—
2024$1,159,465$619,845—
2023$1,123,778$600,335—
2022$948,517$579,995—
2021$737,161$561,646—
2020$782,674$553,201—

2025 property taxes (current owner): $12,846/yr

Estimated taxes if purchased at asking price: ~$29,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 25, 2026Closed$1,998,000
  • Aug 7, 2026Pending$1,998,000
  • Jul 12, 2026Active Under Contract$1,998,000
  • May 1, 2026Listed$1,998,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $342/sq ft; this home is listed at $654/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
37 Rohde Avenue, St. Augustine, FL 32084Listed by NON MLS (realMLS)Jan 2026$824,000$3145/32,62200.4
74 N St Augustine Boulevard, St. Augustine, FL 32080Listed by NON MLS (realMLS)Jun 2026$730,000$2683/22,726560.7
61 Avista Circle, St. Augustine, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2025$800,000$3693/22,16920.7
107 Arpieka Avenue, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEJun 2026$732,000$2504/22,927280.8
71 Fullerwood Drive, St. Augustine, FL 32084Listed by CROSSVIEW REALTYApr 2026$1,125,000$4693/2.52,400180.9
28 E Park Avenue, St. Augustine, FL 32084Listed by THE NEWCOMER GROUPJun 2026$1,090,000$3423/2.53,190611

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,998,000
Price / Sq Ft$654
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage3,053
Total Structure Area3,447 sq ft
Acres0.26 acres
Year Built1936
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address70 Water Street, St. Augustine, FL 32084
Area322-Downtown St Augustine
SubdivisionAbbott Tract
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size11,325.6 sq ft
Lot Dimensions75 x 153
Parcel Number1957400160
ZoningSingle Family

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingOff Street
ViewIntracoastal, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Electric, Split System, Zoned
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryLower Level
Spa FeaturesHeated, Private

Exterior

Exterior FeaturesBalcony
Lot DescriptionDead End Street, Historic Area, Sprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio, Porch
FencingBack Yard, Chain Link, Vinyl, Wrought Iron
RoofShingle
ConstructionFrame, Stone, Wood Siding
Other StructuresShed(s), Workshop

Additional Information

Date ListedMay 1, 2026
Days on Market72
Tax Amount$12,846.4
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Abbott Tract

Abbott Tract is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Abbott Tract homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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