Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reverie At Silverleaf, St. Augustine — a gated community home in St. Johns County.

Photo 1 / 18
Active

Active·6 days on market·Reverie At Silverleaf

38 Sweet Honey Lane

St. Augustine, FL 32092

$349,990$205/sqftEst. $1,939/moMLS# 2168906
Open house Fri, Oct 23 · 1:00 pm–5:00 pm
2
Beds
2
Baths
1,709
Sq Ft
2026
Built
2
Garage
No
Pool

30 more homes for sale in Reverie At Silverleaf →Search Reverie At Silverleaf on the map

FEMA Zone XHOA $394/mo4,356 sqft lotTownhouse1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Reverie At Silverleaf

Step into your dream home with the beautifully designed Bourton Villa, nestled within the gated Reverie at Silverleaf community. This inviting residence offers 2 bedrooms, 2 bathrooms, and a versatile flex room ideal for a home office, hobby space, or additional living area. The open-concept layout features soaring 10-foot ceilings, highlighted by an elegant tray ceiling in the Great Room, creating a bright and spacious atmosphere. The Traditional Elevation A provides timeless curb appeal and a welcoming first impression. The gourmet kitchen is thoughtfully designed for everyday living and entertaining, featuring beautiful white cabinetry and a seamless flow into the main living areas. The primary suite offers a relaxing retreat, complete with a beautifully appointed bathroom featuring a frameless glass shower door. The secondary bedroom provides a comfortable and private space for guests.

Next steps in Reverie At Silverleaf

FollowNew Reverie At Silverleaf homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, St. Johns County$466
HOAbilled monthly$394
Estimated total, before insurance$2,798/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,145/yr · $95/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$349,990
$69,998
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $466
Insurance (est.): $233
Estimated Total Monthly
$2,638
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:30 AM, sunset 6:51 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,145/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 12, 2026Listed$349,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
41 Penelope Place, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$382,000$2242/21,7091130.1
359 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$381,990$2242/21,709870.1
373 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$355,000$2082/21,70900.1
367 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$369,286$2162/21,70900.1
92 Hubbard Bend, St. Augustine, FL 32092Listed by LENNAR REALTY INCOct 2026$336,000$1973/2.51,7071090.8
98 Hubbard Bend, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$330,995$1943/2.51,707180.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$349,990
Price / Sq Ft$205
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,709
Total Structure Area2,293 sq ft
Acres0.10 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleVilla, Half Duplex
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
New ConstructionYes
Direction FacesSoutheast

School Information

Zoned elementaryMagnolia Oaks Academy
Zoned middleMagnolia Oaks Academy
Zoned highTocoi Creek High School
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address38 Sweet Honey Lane, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionReverie at Silverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size4,356 sq ft
Lot Dimensions35x130
Parcel Number0269213410
ZoningResidential

Amenities

AmenitiesClubhouse, Dog Park, Gated, Jogging Path, Pickleball, Spa/Hot Tub
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyThermostat
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedOctober 12, 2026
Days on Market6
HOA Fees$394 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,144.83
Tax Year2025
Listing TermsCash
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reverie At Silverleaf

Reverie At Silverleaf is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.

View all Reverie At Silverleaf homes for sale →

Keep looking

More homes in Reverie At Silverleaf

View all Reverie At Silverleaf homes →

Keep looking

Similar homes in St. Augustine

Explore the area

More in Reverie At Silverleaf

All Reverie At Silverleaf homes for sale →SilverLeaf homes for sale →All St. Augustine homes for sale →

Reverie At Silverleaf guides & reports

SilverLeaf fees: no CDD, real HOA numbersNew construction in SilverLeafA day shopping in 55+ CommunitiesSt. Johns County luxury homes guideSt. Johns County gated communities guideSilverLeaf vs Shearwater

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/18/2026

1:00 pm - 5:00 pm

10/23/2026

1:00 pm - 5:00 pm

10/24/2026

1:00 pm - 5:00 pm

10/25/2026

1:00 pm - 5:00 pm

10/30/2026

1:00 pm - 5:00 pm

10/31/2026

1:00 pm - 5:00 pm