This home is in Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.
Active·Listed today
8109 Seven Mile Drive
Ponte Vedra Beach, FL 32082
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Ponte Vedra Beach
An exceptional waterfront setting on coveted Seven Mile Drive, where tranquil water, a wooded backdrop, and golf course views create a distinctive expression of Ponte Vedra Beach living. Within the prestigious TPC Sawgrass community, 8109 Seven Mile Drive combines natural beauty and a premier golf community address with the privacy of trees rather than another home directly across the water. Thoughtfully updated and expanded, this four bedroom, two an a half bath residence offers comfortable elegance on approximately 0.58 acres. Improvements have enhanced the home's living space, while its remarkable setting provides a beautiful backdrop for everyday life. Whether enjoying a quiet morning or gathering with guests, the surrounding water and greenery lend a sense of tranquility that makes this property special. The combination of waterfront exposure, wooded scenery, and golf course vistas offers a perspective that is difficult to duplicate. Here, the landscape is an integral part of
Next steps in Ponte Vedra Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,530 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 4 mi · 202 parking spaces
Closest park or preserve
Nocatee Preserveabout 6 mi · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 5 mi · Tolomato River
Closest kayak & paddleboard launch
Cradle Creek Preserve Kayak Launch (Long Portage!)about 5 mi · Cradle Creek - San Pablo Creek
Closest youth league fields
Cornerstone Parkabout 3 mi · Baseball
Closest grocery store
Publixabout 1 mi · 220 Front Street, Ponte Vedra Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:30 AM, sunset 6:51 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,689/yr
Estimated taxes if purchased at asking price: ~$35,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 19, 2026Active$2,200,000
- Oct 6, 2026Listed$2,200,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $572/sq ft; this home is listed at $659/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8106 Seven Mile Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $2,225,000 | $572 | 5/4.5 | 3,887 | 5 | 0.1 |
| 6526 Burnham Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $985,000 | $377 | 3/2.5 | 2,613 | 16 | 0.3 |
| 411 A N Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $3,490,000 | $848 | 4/3 | 4,116 | 16 | 0.4 |
| 132 N Cove Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTY | Oct 2026 | $2,100,000 | $588 | 4/3.5 | 3,570 | 0 | 0.7 |
| 4201 Laurel Oak Way, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $1,315,000 | $466 | 4/3 | 2,819 | 41 | 0.7 |
| 120 North Cove Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTY | Sep 2026 | $1,687,500 | $565 | 5/3 | 2,985 | 9 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines