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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a Ponte Vedra Beach golf community home.

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Active·Listed today

8132 Seven Mile Drive

Ponte Vedra Beach, FL 32082

$1,990,000$675/sqftEst. $11,023/mo mortgageMLS# 2168516
4
Beds
3
Baths
2,948
Sq Ft
1994
Built
3
Garage
No
Pool
FEMA Zone AEHOA $72/mo0.44 acresSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Ponte Vedra Beach

A rare opportunity on one of TPC Sawgrass's most sought-after streets, with a spectacular setting on the 18th green of Dye's Valley Course! A true golfer's dream, this home is offered below its recent appraised value. Step through the front door to a wall of glass overlooking a sweeping view of the entire hole, with the TPC Clubhouse just a short walk away. Just under 3,000 square feet, the home offers 3 bedrooms plus a fabulous office flex room with floor-to-ceiling built-ins on two walls. The updated kitchen overlooks the family room and breakfast nook, where walls of windows and French doors showcase spectacular golf course views. A screened-in patio and back porch allow owners to relax and entertain guests in an exquisite setting. The backyard offers room for a pool, and the garage accommodates 3 cars and a workstation.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,023
Property taxesest. at asking price, St. Johns County$2,648
HOAbilled quarterly$72
Estimated total, before insurance$13,743/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,532/yr · $711/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,990,000
$398,000
Loan Term
Monthly Payment
$11,023
Principal & Interest: $11,023
Property taxes (est.): $2,648
Insurance (est.): $1,327
Estimated Total Monthly
$14,997
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,384 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:30 AM, sunset 6:51 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,532/yr

Estimated taxes if purchased at asking price: ~$31,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 19, 2026Active$1,990,000
  • Oct 5, 2026Listed$1,990,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $565/sq ft; this home is listed at $675/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
150 A N Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVAug 2026$1,815,000$5804/3.53,132730.5
6526 Burnham Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$985,000$3773/2.52,613160.6
4201 Laurel Oak Way, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$1,315,000$4664/32,819410.8
183 Water Oak Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYOct 2026$1,680,000$5684/42,959200.8
120 North Cove Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYSep 2026$1,687,500$5655/32,98590.9
128 Nandina Circle, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYJul 2026$1,295,000$5103/2.52,54090.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,990,000
Price / Sq Ft$675
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,948
Acres0.44 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesEast

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPonte Vedra Rawlings
Reported middleAlice B. Landrum
Reported highPonte Vedra
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address8132 Seven Mile Drive, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionSeven Mile Drive
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size19,166.4 sq ft
Parcel Number0620810320

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Gated, Management - Full Time, Management - Off Site, Playground, Security
Community FeaturesSidewalks, Gated
UtilitiesCable Connected, Electricity Available, Electricity Connected, Sewer Available, Water Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingCircular Driveway, Garage, Garage Door Opener
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
Security24 Hour Security, Gated with Guard, Security Gate

Exterior

Lot DescriptionOn Golf Course, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Rear Porch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedOctober 19, 2026
Days on Market0
HOA Fees$216 / Quarterly
HOA FrequencyQuarterly
HOA NamePlayers Club West, Seven Mile HOA, SPC Master Asso
Tax Amount$8,531.75
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines