Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

Photo 1 / 40
Active

Active·Listed today

14054 Pine Island Drive

Jacksonville, FL 32224

$939,000$357/sqftEst. $5,140/moMLS# 2167914
4
Beds
3.5
Baths
2,627
Sq Ft
1978
Built
1
Garage
Yes
Pool
No HOA0.69 acresWaterfrontSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Beautifully Renovated, Marshfront home with tons of Natural light, pool and fantastic views. Very Open floor plan with 12 to 18 ft ceilings in LR, Foyer and Kitchen area. 8 mins from Jax Beach and 5 minutes from the boat ramp at Beach Marine. Renovated, recently painted and surrounded by fantastic neighbors. The entire back of the home has sliders and a full wet bar complete with ice maker, sink and beverage cooler was added in 2024. Large island for entertaining with updated appliances. Master on main with a large 3 head shower with a soaking tub in the actual shower. Built in closets in the main. Large walk-in closet on the 2nd floor. HVAC recently serviced. Has a new water softening system and a gas tankless water heater. Store your Boat at your home, no HOA. Creek is tidal in the rear of the home. Dock permit available. Great for kayak or small watercraft. Seller is moving for work. House listed below appraised value for quick move.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$5,140
Property taxesest. at asking price, Duval County$1,533
Estimated total, before insurance$6,673/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,062/yr · $1,005/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$939,000
$187,800
Loan Term
Monthly Payment
$5,140
Principal & Interest: $5,140
Property taxes (est.): $1,533
Insurance (est.): $626
Estimated Total Monthly
$7,299
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $12,062/yr

Estimated taxes if purchased at asking price: ~$18,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 5, 2026Listed$939,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$939,000
Price / Sq Ft$357
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,627
Acres0.69 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages1
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

Community Information

Address14054 Pine Island Drive, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionB De Castro Y Ferrer
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size30,056.4 sq ft
Parcel Number1792890230

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
Waterfront TypeCreek

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Freezer, Gas Cooktop, Gas Range, Gas Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Water Softener Owned, Wine Cooler
HeatingCentral, Heat Pump, Zoned
CoolingCentral Air, Electric, Split System
# of Stories2
LevelsTwo

Additional Information

Date ListedOctober 5, 2026
Days on Market0
Tax Amount$12,062.38
Tax Year2025
Listing TermsConventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SAVVY AVENUE, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines