This home is in Jacksonville.
Active Under Contract·21 days on market
12057 Cobblewood Lane N
Jacksonville, FL 32225
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
This 3-bedroom, 2.5-bath townhome offers 1,508 square feet, a brand-new HVAC system, fully fenced backyard and no HOA fees! Replumbed in 2017, the home features new vinyl plank flooring throughout the downstairs. The kitchen includes 42-inch Shaker cabinets, tile backsplash, stainless steel appliances and a breakfast nook with windows on two sides. Sliding glass doors open from the living room onto the patio, and a half bath adds everyday convenience. Upstairs, the large primary bedroom offers double closets and an ensuite bath, while two additional bedrooms share a full bath. Walk-in closets in two bedrooms provide added storage. Inside laundry includes a washer and dryer that convey. An expanded double driveway adds parking beyond the one-car garage. Centrally located between downtown Jacksonville, the beaches and Naval Station Mayport, with convenient highway access and nearby parks and shopping. A fenced neighborhood green space is just steps away, and the 144-acre Ed Austin
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1988)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,780 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Kathryn Abbey Hanna Park (8)about 6 mi · 80 parking spaces
Closest park or preserve
Theodore Roosevelt Area and Fort Caroline (Timucuan Preserve)about 1 mi · 9.3 mi of trails
Closest public boat ramp
Fulton Road Unimproved Landingabout 2 mi · St. Johns River
Closest kayak & paddleboard launch
Joe Carlucci Sisters Creek Park – Paddlecraft Launch Beachabout 3 mi · St. Johns River
Closest youth league fields
Ed Austin Regional Parkabout 0.6 mi · Baseball, Softball, Soccer
Closest grocery store
Publixabout 0.2 mi · 2771 Monument Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,887/yr
Estimated taxes if purchased at asking price: ~$4,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 7, 2026Active Under Contract$225,000
- Oct 3, 2026Listed$225,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $151/sq ft; this home is listed at $149/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12054 Cobblewood Lane N, Jacksonville, FL 32225Listed by ONE REALTY CORP | Jul 2026 | $222,000 | $147 | 3/2.5 | 1,508 | 52 | 0 |
| 12067 Cobblewood Lane N, Jacksonville, FL 32225Listed by PARADIGM VISION GROUP | Jul 2026 | $235,000 | $151 | 3/2.5 | 1,556 | 41 | 0 |
| 11870 Ashbrook Circle N, Jacksonville, FL 32225Listed by COASTAL REALTY JAX | May 2026 | $185,000 | $147 | 2/2.5 | 1,258 | 1 | 0.4 |
| 12763 Ashbrook Circle W, Jacksonville, FL 32225Listed by KELLER WILLIAMS JACKSONVILLE | Mar 2026 | $220,000 | $164 | 2/2 | 1,345 | 5 | 0.4 |
| 3919 Meadowview Drive N, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLC | Mar 2026 | $325,000 | $166 | 3/2.5 | 1,952 | 85 | 0.5 |
| 11659 Dunes Way Drive N, Jacksonville, FL 32225Listed by REALTY ZOOM | Aug 2026 | $137,000 | $100 | 2/2 | 1,372 | 51 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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