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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — an oceanfront home in Northeast Florida.

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Active·Listed today

731 1st Street 309

Jacksonville Beach, FL 32250

$560,000$679/sqftEst. $3,065/moMLS# 2167708
2
Beds
1
Baths
825
Sq Ft
1977
Built
—
Garage
No
Pool
HOA $875/mo436 sqft lotWaterfrontCondominium1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville Beach

This 2/1 oceanfront end unit maximizes its footprint with an open concept design and an extra window for abundant light. Brand new sliding glass doors open directly to a private, oceanfront balcony. The community pool sits in between the building and the edge of the dunes. A short walk to Seawalk Pavilion and area restaurants. Sandpiper is one af few buildings that will allow for short term rentals.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$3,065
Property taxesest. at asking price, Duval County$914
HOAbilled monthly$875
Estimated total, before insurance$4,855/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,075/yr · $673/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$560,000
$112,000
Loan Term
Monthly Payment
$3,065
Principal & Interest: $3,065
Property taxes (est.): $914
Insurance (est.): $373
Estimated Total Monthly
$4,353
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:20 AM, sunset 7:09 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,075/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 3, 2026Listed$560,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$560,000
Price / Sq Ft$679
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage825
Acres0.01 acres
Year Built1977
TypeResidential
Sub-TypeCondominium
StyleOther
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address731 1st Street 309, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionSandpiper
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1760490190
ZoningCondominium

Amenities

AmenitiesElevator(s), Management - Off Site
UtilitiesCable Available, Electricity Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Assigned
ViewBeach, Pool
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesBalcony

Additional Information

Date ListedOctober 3, 2026
Days on Market1
HOA Fees$875 / Monthly
HOA FrequencyMonthly
HOA NameSandpiper of Jacksonville Beach
Tax Amount$8,075.31
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SIGNAL REAL ESTATE INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

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