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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Mar 6, 2026·227 days on market·Recent sales in Jacksonville Beach

731 1st Street S 2F

Jacksonville Beach, FL 32250

$305,300sold priceListed at $375,000 · 81.4% of asking$370/sqftMLS# 2092054
2
Beds
1
Baths
825
Sq Ft
1977
Built
—
Garage
No
Pool
HOA $825/mo436 sqft lotWaterfrontCondominium1 story

About this home

Jacksonville Beach

✨ Oceanfront 2BR/1BA Condo ✨ Wake up every day to the sound of waves in this charming 2-bedroom, 1-bath oceanfront condo. Perfectly situated with direct beach access, this home offers stunning views of the ocean right from your living room and private balcony. Inside, you'll find a bright and open floor plan with a comfortable living area, a fully equipped kitchen, and two spacious bedrooms. Conveniently located just steps away from shopping areas, local boutiques, and popular restaurants, you'll enjoy the best of coastal living with easy access to dining and entertainment. Whether you're looking for a full-time residence, a weekend getaway, or a vacation rental opportunity, this condo delivers both comfort and location in one unbeatable package. Tenant occ til 2/29 renting1995 mo

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,691
Property taxesest. at asking price, Duval County$499
HOAbilled monthly$825
Estimated total, before insurance$3,015/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,967/yr · $581/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$305,300
$61,060
Loan Term
Monthly Payment
$1,691
Principal & Interest: $1,691
Property taxes (est.): $499
Insurance (est.): $204
Estimated Total Monthly
$2,393
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,967/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $539/sq ft; this home is listed at $455/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
731 1st Street 5E, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTYJan 2026$540,000$6552/1825310
829 1st Street 3-D, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTYMar 2026$524,000$7331/1715100.1
411 1st Street S 202, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPJun 2026$534,000$5392/2990790.2
410 1st Street C, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2026$325,000$4562/17131410.2
410 1st Street S E, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYMar 2026$260,000$3652/1713470.2
400 1st Street S E, Jacksonville Beach, FL 32250Listed by FLORIDA HOMES REALTY & MTG LLCNov 2025$361,990$5142/1704230.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$455
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage825
Acres0.01 acres
Year Built1977
TypeResidential
Sub-TypeCondominium
StyleContemporary
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address731 1st Street S 2F, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionSandpiper Ocean
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1760490160

Amenities

AmenitiesPool
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Elevator
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1

Exterior

Exterior FeaturesBalcony
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedDecember 8, 2025
Days on Market227
HOA Fees$825 / Monthly
HOA FrequencyMonthly
Tax Amount$6,966.88
Tax Year2024
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Sold by: COWFORD REALTY & DESIGN LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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