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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St Augustine South, St. Augustine — a home near Pedro Menendez High School.

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Active·2 days on market·St Augustine South

239 Cornell Road

St. Augustine, FL 32086

$379,000$228/sqftEst. $2,075/moMLS# 2167551
3
Beds
2
Baths
1,662
Sq Ft
1993
Built
2
Garage
No
Pool

17 more homes for sale in St Augustine South →Search St Augustine South on the map

FEMA Zone XNo HOA11,761 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St Augustine South

Welcome to 239 Cornell Road in desirable St. Augustine South! This well-maintained, move-in ready 3-bedroom, 2-bath home offers 1,662 sqft of living space plus a versatile bonus room. Built in 1993 with durable concrete block construction and shell dash siding, the home features a new A/C installed in 2026 and complete replumbing in 2025. Tile flooring throughout and abundant natural light create a bright, comfortable living space. Situated on three lots, the property offers a spacious 2-car garage and fully fenced yard with plenty of room for a boat or recreational equipment. Recent updates include a new water heater, glass-top stove, and dishwasher. Enjoy neighborhood boat ramps and a convenient location just 10 minutes from St. Augustine Beach and historic downtown. Whether you're looking for a full-time residence, second home, or a property with plenty of outdoor space to enjoy all that coastal St. Augustine has to offer, 239 Cornell Road is ready to welcome you home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,075
Property taxesest. at asking price, St. Johns County$504
Estimated total, before insurance$2,579/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$953/yr · $79/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$379,000
$75,800
Loan Term
Monthly Payment
$2,075
Principal & Interest: $2,075
Property taxes (est.): $504
Insurance (est.): $253
Estimated Total Monthly
$2,832
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,615 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $953/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Listed$379,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$379,000
Price / Sq Ft$228
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,662
Total Structure Area2,557 sq ft
Acres0.27 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOsceola
MiddleMurray

Community Information

Address239 Cornell Road, St. Augustine, FL 32086
Area335-St Augustine South
SubdivisionSt Augustine South
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size11,761.2 sq ft
Parcel Number2270500000

Amenities

Community FeaturesFishing
UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringTile
# of Stories1

Exterior

FencingFull, Wood
ConstructionConcrete, Shell Dash

Additional Information

Date ListedOctober 2, 2026
Days on Market2
Tax Amount$953.29
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About St Augustine South

St Augustine South is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all St Augustine South homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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