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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Davis Shores, St. Augustine — a home near St. Augustine High School.

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Active

Active·3 days on market·Davis Shores

25 Coquina Avenue

St. Augustine, FL 32080

$539,000$299/sqftEst. $2,950/moMLS# 2167258
4
Beds
2
Baths
1,800
Sq Ft
1954
Built
1
Garage
No
Pool

31 more homes for sale in Davis Shores →Search Davis Shores on the map

FEMA Zone AENo HOA12,197 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Davis Shores

Discover the pinnacle of coastal luxury in this impeccably renovated masterpiece, perfectly situated in the highly coveted Davis Shores community of St. Augustine. From the moment you arrive, the expansive and meticulously laid designer paver driveway sets a tone of sophisticated curb appeal, offering rare and ample parking for island living. The interior is a seamless blend of mid-century charm and modern elegance, featuring an open-concept chef's kitchen with premium granite countertops, sleek stainless steel appliances, and stunning tile flooring that flows throughout the entire home. This versatile floor plan includes a sun-drenched Florida room and a dedicated home office, while the spacious primary suite serves as a private sanctuary with its spa-inspired ensuite bath and double vanities. Nestled on a generous 0.28-acre lot with a fully fenced backyard and a refreshing outdoor shower, this solid block home offers the ultimate ''walk-to-everything''

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,950
Property taxesest. at asking price, St. Johns County$717
Estimated total, before insurance$3,668/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,115/yr · $676/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$539,000
$107,800
Loan Term
Monthly Payment
$2,950
Principal & Interest: $2,950
Property taxes (est.): $717
Insurance (est.): $359
Estimated Total Monthly
$4,027
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle, Other — year not disclosed (home built 1954)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$448,547$397,825—
2024$495,820$476,242—
2023$432,947$432,947—
2022$423,956$105,622—
2021$305,136$101,089—
2020$272,769$99,003—

2025 property taxes (current owner): $8,115/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Listed$539,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$539,000
Price / Sq Ft$299
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,800
Acres0.28 acres
Year Built1954
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address25 Coquina Avenue, St. Augustine, FL 32080
Area323-Davis Shores
SubdivisionDavis Shores
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size12,196.8 sq ft
Parcel Number2205800000
ZoningRecreational

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric, Wall/Window Unit(s)
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesCourtyard, Fire Pit, Outdoor Shower
Lot DescriptionFew Trees
Patio / PorchFront Porch, Patio, Rear Porch
FencingFenced, Block
RoofShingle, Other
ConstructionBlock
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 1, 2026
Days on Market3
Tax Amount$8,115.4
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Davis Shores

Davis Shores is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Davis Shores homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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