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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Davis Shores, St. Augustine Beach a home near St. Augustine High School.

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Active

Active·1 day on market·Davis Shores

218 Kenan Street

St. Augustine Beach, FL 32080

$535,000$350/sqftEst. $2,779/moMLS# 2164883
2
Beds
2
Baths
1,530
Sq Ft
1973
Built
Garage
Yes
Pool

About this home

Davis Shores

This whimsical & artistic Davis Shores home is anything but ordinary! Featuring colorful mosaic artistry, charming arched architectural details, lush tropical landscaping, inviting outdoor spaces, and incredible character throughout. Enjoy the front porch, screened patio, and private fully fenced backyard oasis. The interior concrete stained flooring is one of a kind. So much character throughout. Current owners have upgraded the home with all new interior paint, built-out a new interior laundry room, added a 3rd bedroom, renovated the guest bathroom with gorgeous glass tile, all new lighting and ceiling fans, plumbing, on-demand water heater, Lennox AC with new air handler, flooring, water softener and more! Tons of storage with a separate utility closet and separate shed. Weekly rentals allowed! Whether you're searching for a unique primary residence, beach getaway, or investment opportunity this is a must-see! Located so close to A1A, Lighthouse all the sites, parks & restaurants!

Cost to own

Mortgage calculator

$535,000
$107,000
Loan Term
Monthly Payment
$2,779
Principal & Interest: $2,779
Property taxes (est.): $712
Insurance (est.): $357
Estimated Total Monthly
$3,847
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,779
Property taxesest. at asking price, St. Johns County$712
Estimated total, before insurance$3,491/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,023/yr · $502/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,023/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 15, 2026Listed$535,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$535,000
Price / Sq Ft$350
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,530
Total Structure Area1,903 sq ft
Acres0.15 acres
Year Built1973
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo
Direction FacesSoutheast

School Information

Community Information

Address218 Kenan Street, St. Augustine Beach, FL 32080
Area323-Davis Shores
SubdivisionDavis Shores
CitySt. Augustine Beach
CountySt. Johns
StateFL
Zip Code32080
Lot Size6,534 sq ft
Lot Dimensions6098
Parcel Number2221300040
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, On Street
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Refrigerator, Tankless Water Heater, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringConcrete, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionFew Trees
Patio / PorchCovered, Front Porch, Patio, Screened
FencingFull, Wood
RoofShingle
ConstructionConcrete, Stucco
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 15, 2026
Days on Market3
Tax Amount$6,022.61
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Davis Shores

Davis Shores is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32080.

View all Davis Shores homes for sale →

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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