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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bartram Creek, Jacksonville.

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Active·Listed today·Bartram Creek

14361 Durbin Island Way

Jacksonville, FL 32259

$489,900$205/sqftEst. $2,615/moMLS# 2167246
4
Beds
3
Baths
2,393
Sq Ft
2019
Built
2
Garage
No
Pool

8 more homes for sale in Bartram Creek →Search Bartram Creek on the map

HOA $67/mo6,534 sqft lotSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Bartram Creek

Welcome to this stunning Bartram Creek residence! This well-maintained home offers comfortable living and effortless entertaining, with LVP flooring throughout the first floor and quartz countertops in the kitchen and baths. The gourmet kitchen features stainless-steel appliances, double oven, custom pantry, and tile backsplash. The inviting living room centers around a cozy fireplace. A first-floor bedroom and full bath offer flexibility for guests or a home office. Upstairs, the spacious primary suite boasts a custom walk-in closet, double vanity, and luxurious walk-in shower. Two additional bedrooms with walk-in closets, a full bath, and loft complete the second floor. Outside, enjoy a fenced yard, extended pavers, and oversized covered lanai. The epoxy-coated garage includes 50-amp electrical service and an extra refrigerator. Don't miss this exceptional home located just minutes from the Durbin shopping center!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,615
Property taxesest. at asking price, Duval County$800
HOAbilled quarterly$67
Estimated total, before insurance$3,482/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,304/yr · $442/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$489,900
$97,980
Loan Term
Monthly Payment
$2,615
Principal & Interest: $2,615
Property taxes (est.): $800
Insurance (est.): $327
Estimated Total Monthly
$3,742
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,304/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 1, 2026Listed$489,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$489,900
Price / Sq Ft$205
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,393
Acres0.15 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address14361 Durbin Island Way, Jacksonville, FL 32259
Area015-Bartram
SubdivisionBartram Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32259
Lot Size6,534 sq ft
Parcel Number1681370340

Amenities

AmenitiesPool, Clubhouse, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Patio / PorchCovered, Patio
FencingBack Yard, Vinyl, Wrought Iron
RoofShingle
ConstructionFiber Cement, Frame
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedOctober 1, 2026
Days on Market1
HOA Fees$201 / Quarterly
HOA FrequencyQuarterly
HOA NameSovereign & Jacobs
Tax Amount$5,303.57
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bartram Creek

Bartram Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32259.

View all Bartram Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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