Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Bartram Park Preserve, Jacksonville — a home near Mandarin High School.

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Active Under Contract

Active Under Contract·45 days on market·Bartram Park Preserve

14427 Garden Gate Drive

Jacksonville, FL 32258

$525,000$240/sqftEst. $2,713/moMLS# 2156149

Beds

Baths

2,185

Sq Ft

2017

Built

Garage

Pool

About this home

Bartram Park Preserve

This beautiful 9 year old home is perfect for its next family. The open floor plan is so inviting with 9 foot ceilings and plenty of natural light. The large kitchen spills into the family room that divides the four bedrooms. One bedroom is in suite for a guest, two bedrooms are across from a second bathroom and the owner's suite has a large in suite bathroom. The large home office has plenty of space and natural light; however, it could also be used as a formal dining room. The large kitchen has surrounding cabinets and a large island. The backyard has a large pavered patio with seating. The backyard is completely fenced in with a new vinyl fence. Tasteful light fixtures are in every room. Bartram Park has beautiful amenities throughout the neighborhood: pool, playgrounds, parks and a club house. Washer and dryer do not convey. Water treatment system will convey.

Cost to own

Mortgage calculator

Home Price

$525,000

Down Payment: 20%

$105,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$2,713

Principal & Interest: $2,713

Property taxes (est.): $857

Insurance (est.): $350

Estimated Total Monthly

$3,920

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,713

Property taxesest. at asking price, Duval County$857

HOAbilled quarterly$78

Estimated total, before insurance$3,648/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,952/yr · $746/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,952/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 22, 2026Active Under Contract$525,000
Aug 13, 2026Price change$525,000−$5,000
Jul 20, 2026Listed$530,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$525,000

Price / Sq Ft$240

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,185

Total Structure Area2,509 sq ft

Acres0.16 acres

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesWest

School Information

ElementaryBartram Springs

MiddleTwin Lakes Academy

HighMandarin

Community Information

Address14427 Garden Gate Drive, Jacksonville, FL 32258

Area015-Bartram

SubdivisionBartram Park Preserve

CityJacksonville

CountyDuval

StateFL

Zip Code32258

Lot Size6,969.6 sq ft

Parcel Number1681361115

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Park, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingElectric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup