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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palm Valley, Ponte Vedra Beach — a new construction home in St. Johns County.

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Active

Active·Listed today·Palm Valley

365 S Roscoe Boulevard

Ponte Vedra Beach, FL 32082

$4,275,000$792/sqftEst. $22,822/moMLS# 2166690
5
Beds
5.5
Baths
5,400
Sq Ft
2027
Built
3
Garage
Yes
Pool
No HOA0.57 acresWaterfrontSingle Family Residence2 storiesNew construction

About this home

Palm Valley

Ninety feet of Intracoastal frontage in the heart of Palm Valley, minutes from Nocatee Parkway, restaurants, and shopping. The site work is already done: the new bulkhead and dock are complete and included in the purchase price. The lot has been backfilled and the plans are ready to be adapted to your liking. Brandon Construction, a full custom builder in Northeast Florida since 2004, has a 5 bedroom, +/- 5,400 SF two-story coastal home with a three-car garage designed and priced for this lot. Conceptual renderings, floor plans, and site plan are attached. Purchase the lot on its own or purchase the lot and have Brandon Construction build the home. Buyers are welcome to consult with Brandon Construction on the plans and pricing; the design can be fully customized or scaled to fit. Contact the listing agent for an introduction. See MLS Listing #2153346 for Lot Listing info.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$22,822
Property taxesest. at asking price, St. Johns County$5,689
Estimated total, before insurance$28,511/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,274/yr · $773/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$4,275,000
$855,000
Loan Term
Monthly Payment
$22,822
Principal & Interest: $22,822
Property taxes (est.): $5,689
Insurance (est.): $2,850
Estimated Total Monthly
$31,361
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$799,873$591,595—
2025$556,391$362,335—
2024$799,873$537,814—
2024$553,715$351,416▲ $25,715
2023$727,623$488,922—
2023$545,662$339,725—
2022$570,400$444,475—
2022$476,127$328,374—
2021$437,460$404,068—
2021$401,184$317,354▲ $10,685
2020$367,335$367,335—
2020$379,731$312,283—

2025 property taxes (current owner): $9,274/yr

Estimated taxes if purchased at asking price: ~$68,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 26, 2026Listed$4,275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$4,275,000
Price / Sq Ft$792
Bedrooms5
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage5,400
Total Structure Area1 sq ft
Acres0.57 acres
Year Built2027
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionTo Be Built
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes
New ConstructionYes

Community Information

Address365 S Roscoe Boulevard, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionPalm Valley
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size24,829.2 sq ft
Lot Dimensions90 x 270
Parcel Number0696240000

Amenities

UtilitiesSewer Available, Other
SewerPublic Sewer
Water SourcePublic
ParkingAttached
ViewIntracoastal, Water
Waterfront TypeIntracoastal

Interior

AppliancesOther
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2
LaundryLower Level

Additional Information

Date ListedSeptember 26, 2026
Days on Market0
Tax Amount$9,274.28
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palm Valley

Palm Valley is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines