This home is in Palm Valley, Ponte Vedra Beach — a new construction home in St. Johns County.
$4,275,0005 bd · 5.5 ba · 5,400 sq ft
Active·46 days on market·Palm Valley
365 S Roscoe Boulevard
Ponte Vedra Beach, FL 32082
3 more homes for sale in Palm Valley →Search Palm Valley on the map
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About this home
Palm Valley
Ninety feet of Intracoastal frontage in the heart of Palm Valley, minutes from Nocatee Parkway, restaurants, and shopping. The site work is already done: the new bulkhead and dock are complete and included in the purchase price. The lot has been backfilled and the plans are ready to be adapted to your liking. Brandon Construction, a full custom builder in Northeast Florida since 2004, has a 5 bedroom, +/- 5,400 SF two-story coastal home with a three-car garage designed for this lot. Conceptual renderings, floor plans, and site plan are attached. Purchase the lot on its own or purchase the lot and have Brandon Construction build the home. Buyers are welcome to consult with Brandon Construction on the plans and pricing; the design can be fully customized or scaled to fit. Final plans and pricing to be completed with the buyer through Brandon Construction's preconstruction process. See MLS Listing #2153346 for Lot Listing info.
Next steps in Palm Valley
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2027)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,612 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 3 mi · 202 parking spaces
Closest park or preserve
Nocatee Preserveabout 1 mi · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 0.1 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 0.1 mi · Intracoastal Waterway
Closest youth league fields
Davis Parkabout 2 mi · Baseball, Football, Lacrosse, Softball, Soccer
Closest grocery store
Publixabout 1 mi · 3777 Palm Valley Rd, Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $799,873 | $650,754 | — |
| 2026 | $543,208 | $372,798 | ▼ $27,374 |
| 2025 | $799,873 | $591,595 | — |
| 2025 | $556,391 | $362,335 | — |
| 2024 | $799,873 | $537,814 | — |
| 2024 | $553,715 | $351,416 | ▲ $25,715 |
| 2023 | $727,623 | $488,922 | — |
| 2023 | $545,662 | $339,725 | — |
| 2022 | $570,400 | $444,475 | — |
| 2022 | $476,127 | $328,374 | — |
| 2021 | $437,460 | $404,068 | — |
| 2021 | $401,184 | $317,354 | ▲ $10,685 |
2025 property taxes (current owner): $9,274/yr
Estimated taxes if purchased at asking price: ~$67,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Sep 26, 2026Listed$4,275,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $486/sq ft; this home is listed at $792/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 146 Whistling Palm Court, Ponte Vedra, FL 32081Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $2,260,000 | $585 | 4/5.5 | 3,860 | 26 | 0.5 |
| 700 Tranquility Cove, Ponte Vedra, FL 32081Listed by WATSON REALTY CORP | Apr 2026 | $1,550,000 | $371 | 5/5.5 | 4,173 | 15 | 0.5 |
| 655 Preserve View, Ponte Vedra, FL 32081Listed by REAL BROKER LLC | May 2026 | $1,510,000 | $373 | 5/5.5 | 4,048 | 3 | 0.6 |
| 301 S Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by DOUGLAS ELLIMAN FLORIDA | Apr 2026 | $5,800,000 | $1,012 | 4/6 | 5,734 | 104 | 0.6 |
| 99 Estuary Cove, Ponte Vedra, FL 32081Listed by PONTE VEDRA CLUB REALTY, INC. | Oct 2026 | $2,400,000 | $486 | 5/5.5 | 4,939 | 4 | 0.9 |
| 347 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $1,350,000 | $287 | 6/5.5 | 4,707 | 3 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS PV
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palm Valley
Palm Valley is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines