Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Windsor Parke, Jacksonville — a home near Atlantic Coast High School.

Photo 1 / 49
Active

Active·1 day on market·Windsor Parke

4394 Hanover Park Drive

Jacksonville, FL 32224

$589,900$281/sqftEst. $3,149/moMLS# 2166237
3
Beds
2.5
Baths
2,097
Sq Ft
1997
Built
2
Garage
No
Pool
FEMA Zone XHOA $20/mo7,841 sqft lotSingle Family Residence2 stories

About this home

Windsor Parke

Beautifully maintained home in the desirable Windsor Parke Golf Course community, and only a short drive from the beach! This beautiful, updated home offers a bright, comfortable layout with the primary bedroom conveniently located on the main level. The living area flows naturally into a charming sunroom, providing an inviting space for morning coffee, reading, or year round enjoyment. The kitchen and common areas feature warm natural light and an easy, functional layout suited for everyday living. Huge attic space offers additional storage or ability to expand flex space. Mature landscaping enhances the private backyard, creating a peaceful outdoor retreat. Ideally situated minutes from Jax Beaches, shopping, dining, and major roadways, this home offers convenience and established neighborhood appeal. A wonderful opportunity in a highly sought after area.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,149
Property taxesest. at asking price, Duval County$963
HOAbilled annually$20
Estimated total, before insurance$4,132/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,933/yr · $661/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$589,900
$117,980
Loan Term
Monthly Payment
$3,149
Principal & Interest: $3,149
Property taxes (est.): $963
Insurance (est.): $393
Estimated Total Monthly
$4,506
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,933/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 23, 2026Listed$589,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$589,900
Price / Sq Ft$281
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,097
Total Structure Area2,641 sq ft
Acres0.18 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

School Information

Community Information

Address4394 Hanover Park Drive, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionWindsor Parke
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size7,840.8 sq ft
Lot Dimensions65 x 119
Parcel Number1677355465
ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceNo
# of Fireplaces0
# of Stories2
LevelsTwo
LaundryLower Level
SecuritySmoke Detector(s)

Exterior

Lot DescriptionFew Trees
Patio / PorchGlass Enclosed, Rear Porch
FencingBack Yard, Wood
RoofShingle
ConstructionFrame

Additional Information

Date ListedSeptember 24, 2026
Days on Market1
HOA Fees$235 / Annually
HOA FrequencyAnnually
HOA NameWindsor Parke Property Owners Association Inc
HOA Fee IncludesOther
Tax Amount$7,932.51
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOMESMART · listings@kypreosteam.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Windsor Parke

Windsor Parke is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Windsor Parke homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines