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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·Listed today

13650 Myrica Court

Jacksonville, FL 32224

$399,000$225/sqftEst. $2,072/moMLS# 2164566
2
Beds
2
Baths
1,772
Sq Ft
1996
Built
1
Garage
No
Pool

About this home

Jacksonville

Live the maintenance free, independent lifestyle within Jacksonville's premier 55+ retirement community. Cypress Village is located minutes from the beaches and Mayo Clinic off San Pablo Road. This brick garden home features 2BR/2BA, plus enclosed sunroom/den and a 1 car garage. Enjoy private, tranquil preserve views from the back patio. Monthly fee provides an extensive home warranty that includes exterior maintenance, roof, gutters, appliances, HVAC, lawn care, pest control as well as 24-hour monitored security plus smoke and fire protection. Your new address is within walking distance to the main building with access to fabulous amenities such as fitness center, indoor heated pool, art studio, 4 dining venues and much more.

Cost to own

Mortgage calculator

$399,000
$79,800
Loan Term
Monthly Payment
$2,072
Principal & Interest: $2,072
Property taxes (est.): $652
Insurance (est.): $266
Estimated Total Monthly
$2,990
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,072
Property taxesest. at asking price, Duval County$652
HOAbilled monthly$1,254
Estimated total, before insurance$3,978/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,268/yr · $439/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,268/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,628 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2026Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,000
Price / Sq Ft$225
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,772
Acres0.14 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home, Half Duplex
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
Direction FacesSoutheast

Community Information

Address13650 Myrica Court, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionCypress Village
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size6,098.4 sq ft
Parcel Number1677702070
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Security
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
# of Stories1
LevelsOne
LaundryIn Unit
SecurityFire Alarm, Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Few Trees, Zero Lot Line
Patio / PorchPatio, Rear Porch
RoofShingle
ConstructionBrick, Vinyl Siding
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 12, 2026
Days on Market0
HOA Fees$1,254 / Monthly
HOA FrequencyMonthly
HOA NameCypress Village
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control, Security
Tax Amount$5,268.32
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: CYPRESS VILLAGE REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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