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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bartram Park, Jacksonville — a gated community home in Jacksonville.

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Active

Active·5 days on market·Bartram Park

13321 Ocean Mist Drive

Jacksonville, FL 32258

$275,000$186/sqftEst. $1,468/moMLS# 2166087
3
Beds
2.5
Baths
1,480
Sq Ft
2012
Built
1
Garage
No
Pool

5 more homes for sale in Bartram Park →Search Bartram Park on the map

FEMA Zone XHOA $190/mo2,178 sqft lotWaterfrontTownhouse2 stories

About this home

Bartram Park

Welcome to this beautifully maintained 3-bedroom, 2.5-bathroom end-unit townhome in the highly desirable Bartram Park area! Offering added privacy, abundant natural light, and a peaceful pond view, this spacious home is designed for comfortable living and entertaining. The main floor features durable tile flooring, an open-concept layout, and a well-appointed kitchen with granite countertops that flows seamlessly into the dining and living areas. Upstairs, you'll find generously sized bedrooms, including a comfortable primary suite with a private bath. Enjoy the convenience of being close to excellent schools, shopping, dining, parks, and major highways. This home offers the perfect combination of style, comfort, and location.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,468
Property taxesest. at asking price, Duval County$449
HOAbilled monthly$190
Estimated total, before insurance$2,107/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,383/yr · $449/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$275,000
$55,000
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Property taxes (est.): $449
Insurance (est.): $183
Estimated Total Monthly
$2,100
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,649 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,383/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 23, 2026Listed$275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$275,000
Price / Sq Ft$186
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,480
Acres0.05 acres
Year Built2012
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address13321 Ocean Mist Drive, Jacksonville, FL 32258
Area015-Bartram
SubdivisionVerano At Bartram Park
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size2,178 sq ft
Parcel Number1680850506

Amenities

AmenitiesPool, Fitness Center, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

Exterior

Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionFiber Cement, Stone, Stucco
Road SurfacePaved

Additional Information

Date ListedSeptember 23, 2026
Days on Market0
HOA Fees$190 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Security, Trash
Tax Amount$5,383.27
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bartram Park

Bartram Park is a neighborhood in Jacksonville, FL (Duval County), ZIP 32258.

View all Bartram Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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