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Active

Active·9 days on market

80 Boulder Lane

St. Johns, FL 32259

$399,990$300/sqftEst. $2,198/mo mortgageMLS# 2166020

Beds

Baths

1,333

Sq Ft

2023

Built

Garage

Pool

FEMA Zone XHOA $114/mo5,227 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Johns

Some homes look better in photos. This one is better in person. Step inside and you'll understand immediately. Built in 2023 in Stonecrest's natural gas community, this single-story 3-bedroom, 2-bath home was designed to live larger than its footprint, and it delivers. The kitchen is the undisputed centerpiece: white shaker cabinetry with soft-close doors, brushed gold hardware, quartz countertops, a tile backsplash, stainless appliances, and an upgraded gas range. The breakfast bar seats four and opens directly to the living room which is the kind of layout that makes entertaining effortless and everyday life genuinely enjoyable. Wood-look flooring runs throughout, with no carpet in sight and smooth walls give every room a clean, considered finish that photographs well but feels even better standing in it.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,198

Property taxesest. at asking price, St. Johns County$532

HOAbilled monthly$114

Estimated total, before insurance$2,844/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,168/yr · $347/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$399,990

Down Payment: 20%

$79,998

Interest Rate: 7.32%

Loan Term

Monthly Payment

$2,198

Principal & Interest: $2,198

Property taxes (est.): $532

Insurance (est.): $267

Estimated Total Monthly

$2,997

*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,428 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Guana Reserve beach lot (north)
about 9 mi · 70 parking spaces
Closest park or preserve
Gourd Island Conservation Area
about 2 mi · 3.3 mi of trails
Closest public boat ramp
Palm Valley Public Landing
about 7 mi · Tolomato River
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launch
about 5 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Durbin Crossing Park
about 3 mi · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Aldi
about 0.7 mi · 100 Little Cypress Drive, Saint Johns

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,168/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Oct 15, 2026Active$399,990
Sep 22, 2026Listed$399,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $300/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
346 Boulder Lane, St. Johns, FL 32259Listed by ROUND TABLE REALTY	Feb 2026	$406,000	$248	3/2	1,638	210	0
78 Stonecrest Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTY	Jan 2026	$390,000	$260	3/2	1,501	183	0
322 Boulder Lane, St. Johns, FL 32259Listed by ROUND TABLE REALTY	Nov 2025	$420,000	$256	4/2	1,638	57	0
335 Boulder Lane, St. Johns, FL 32259Listed by REAL BROKER LLC	Feb 2026	$412,000	$274	3/2	1,503	68	0.1
66 Stonecrest Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTY	Jan 2026	$405,500	$248	3/2	1,638	176	0.2
6242 Dalton Spring Court, Jacksonville, FL 32258Listed by FLORIDA HOMES REALTY & MTG LLC	Oct 2026	$410,000	$242	4/2	1,693	15	0.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,990

Price / Sq Ft$300

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,333

Acres0.12 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

Zoned elementaryDurbin Creek Elementary

Zoned middleFruit Cove Middle School

Zoned highBeachside High School

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.

Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address80 Boulder Lane, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionStonecrest

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size5,227.2 sq ft

Parcel Number0234960610

Amenities

AmenitiesPool, Clubhouse, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringTile, Vinyl

# of Stories1

LevelsOne

LaundryIn Unit

Exterior

Patio / PorchRear Porch, Screened

FencingFull

RoofShingle

ConstructionFiber Cement

Additional Information

Date ListedOctober 15, 2026

Days on Market6

HOA Fees$114 / Monthly

HOA FrequencyMonthly

Tax Amount$4,168.31

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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80 Boulder Lane

St. Johns

True monthly cost

Mortgage calculator

Florida Reality Check

Nearby, from public data

Taxes & assessment

Price & status history

What sold nearby

Features

School Information

Community Information

Amenities

Interior

Exterior

Additional Information

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