This home is in Queens Harbour, Jacksonville — a pool home in Jacksonville.
Active·Listed today·Queens Harbour
1370 Moss Creek Drive
Jacksonville, FL 32225
About this home
Queens Harbour
QUEENS HARBOUR EXCLUSIVE! A truly rare opportunity to own a Privately Gated Estate set on nearly 5 ACRES with NO HOA, featuring an additional 2-bed Guest Residence, all within the prestigious Queens Harbour Community! Offering exceptional privacy, tidal creek frontage, and navigable access toward the Intracoastal Waterway, this extraordinary property presents a unique blend of European-inspired elegance, architectural character, waterfront living, and timeless appeal in one of Jacksonville's most desirable locations! Optional membership to Queens Harbour Yacht and Country Club offers exclusive access to the marina, premier golf, tennis, pickleball, a resort-style pool, fine dining, and vibrant year-round social programming. The Residence and grounds have been extensively renovated inside and out, preserving its timeless architectural character with modern updates, high-quality finishes, and amenities suited for modern living.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,629 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $3,485,165 | $3,485,165 | ▲ $183,340 |
| 2024 | $3,319,867 | $3,319,867 | ▲ $140,837 |
| 2023 | $2,992,219 | $2,992,219 | ▲ $459,038 |
| 2022 | $697,987 | $563,832 | — |
| 2021 | $694,817 | $545,954 | — |
| 2020 | $687,897 | $537,726 | — |
2025 property taxes (current owner): $62,569/yr
Estimated taxes if purchased at asking price: ~$115,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 21, 2026Listed$5,900,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REALTY ONE GROUP ELEVATE · olena@oneluxefl.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Queens Harbour
Queens Harbour is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines