This home is in Queens Harbour, Jacksonville — a pool home in Jacksonville.
$5,900,0005 bd · 5 ba · 7,594 sq ft
Active·46 days on market·Queens Harbour
1370 Moss Creek Drive
Jacksonville, FL 32225
6 more homes for sale in Queens Harbour →Search Queens Harbour on the map
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About this home
Queens Harbour
QUEENS HARBOUR EXCLUSIVE! A truly rare opportunity to own a Privately Gated Estate set on nearly 5 ACRES with NO HOA, featuring an additional 2-bed Guest Residence, all within the prestigious Queens Harbour Community! Offering exceptional privacy, tidal creek frontage, and navigable access toward the Intracoastal Waterway, this extraordinary property presents a unique blend of European-inspired elegance, architectural character, waterfront living, and timeless appeal in one of Jacksonville's most desirable locations! Optional membership to Queens Harbour Yacht and Country Club offers exclusive access to the marina, premier golf, tennis, pickleball, a resort-style pool, fine dining, and vibrant year-round social programming. The Residence and grounds have been extensively renovated inside and out, preserving its timeless architectural character with modern updates, high-quality finishes, and amenities suited for modern living.
The home, continued
The facts
Arrival
- Built
- 2000
- Lot
- 4.84 acres
- Setting
- Many Trees, Sprinklers In Front, Sprinklers In Rear
- Construction
- Shingle roof
- Garage
- 4 spaces · Circular Driveway, Garage, Garage Door Opener
- Security
- 24 Hour Security, Gated with Guard, Security Gate, Security System Owned
The home, continued
The facts
Living and kitchen
- Living area
- 7,594 sq ft
- Levels
- 2
- Flooring
- Carpet, Marble, Tile, Wood
- Fireplaces
- 4 · Wood Burning
- Kitchen
- Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler
- Interior
- Breakfast Nook, Guest Suite, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
The home, continued
The facts
The suites
- Bedrooms
- 5
- Baths
- 4 full · 2 half
The home, continued
The facts
Outside
- Pool
- In Ground
- Water
- Marsh, Navigable Water
- View
- Water, Other
- Porches
- Covered, Front Porch, Patio, Porch, Rear Porch, Side Porch, Terrace
- Exterior
- Balcony, Dock, Fire Pit, Outdoor Kitchen
- Other structures
- Gazebo, Guest House, Outdoor Kitchen, Shed(s)
The home, continued
The facts
The rest of the house
- Heating
- Central
- Cooling
- Central Air
- Laundry
- Electric Dryer Hookup, Lower Level, Sink, Washer Hookup
- Water and sewer
- Private, Well · Private Sewer, Septic Tank
Photos, captions and facts from the listing in the realMLS feed.
Next steps in Queens Harbour
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Mostly Zone X: 76% of this 4.8-acre lot is outside FEMA's high-risk flood zones
The other 24% is Zone AE (24%). Lenders decide flood insurance by where the house itself stands; the lender's flood determination, a survey or an elevation certificate settles that.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,629 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Kathryn Abbey Hanna Park (10 & 11)about 3 mi · 200 parking spaces
Closest park or preserve
Dutton Island Preserve15 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 1 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Dutton Island Park & Preserve – North Kayak Launchabout 1 mi · Pablo Creek
Closest youth league fields
Donner Park & Gail Baker Community Center15 min drive · Football, Soccer
Closest grocery store
The Fresh Market8 min drive · 13493 Atlantic Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $3,485,165 | $3,485,165 | ▲ $183,340 |
| 2024 | $3,319,867 | $3,319,867 | ▲ $140,837 |
| 2023 | $2,992,219 | $2,992,219 | ▲ $459,038 |
| 2022 | $697,987 | $563,832 | — |
| 2021 | $694,817 | $545,954 | — |
| 2020 | $687,897 | $537,726 | — |
2025 property taxes (current owner): $62,569/yr
Estimated taxes if purchased at asking price: ~$115,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 21, 2026Listed$5,900,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $500/sq ft; this home is listed at $777/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1397 Moss Creek Drive, Jacksonville, FL 32225Listed by WATSON REALTY CORP | Mar 2026 | $2,750,000 | $500 | 4/5.5 | 5,501 | 8 | 0.1 |
| 1409 Moss Creek Drive, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2025 | $1,791,200 | $300 | 5/6 | 5,971 | 176 | 0.1 |
| 13636 Queens Harbor Boulevard N, Jacksonville, FL 32225Listed by WATERMARKE REALTY GROUP LLC | Mar 2026 | $2,275,000 | $411 | 5/5.5 | 5,529 | 3 | 0.2 |
| 1126 Shipwatch Drive E, Jacksonville, FL 32225Listed by FLUID REALTY, LLC. | Aug 2026 | $2,950,000 | $503 | 6/6.5 | 5,860 | 18 | 0.3 |
| 782 Shipwatch Drive E, Jacksonville, FL 32225Listed by SUNSHINE REALTY & CO LLC | Apr 2026 | $1,500,000 | $276 | 6/5 | 5,442 | 1 | 1.1 |
| 737 Shipwatch Drive E, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Dec 2025 | $3,300,000 | $584 | 6/6 | 5,652 | 174 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REALTY ONE GROUP ELEVATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Queens Harbour
Queens Harbour is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.
View all Queens Harbour homes for sale →Keep looking
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Krista Fracke
Broker Associate
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