This home is in Jacksonville.
$350,0003 bd · 2 ba · 1,794 sq ft
Active·52 days on market
809 Pine Moss Road
Jacksonville, FL 32218
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to 809 Pine Moss Road, an inviting 3-bedroom, 2-full-bathroom home in North Jacksonville. The functional floor plan offers comfortable living spaces with wood flooring throughout the main areas, laminate flooring in the bedrooms, and tile flooring in both bathrooms. Thermal windows contribute to the home's comfort and energy efficiency. Step outside and enjoy the beautiful marsh in the backyard, creating a peaceful natural backdrop and a relaxing place to unwind. Conveniently located near shopping, dining, major roadways, Jacksonville International Airport, and River City Marketplace, this property combines natural beauty with easy access to area amenities. If you're searching for a new residence, this home is ready for its next chapter. Schedule your private showing today and discover the possibilities at 809 Pine Moss Road. Open House 11/07/26 12pm - 3 pm
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,631 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 11 mi · 35 parking spaces
Closest park or preserve
Reddie Point Preserveabout 4 mi · 1.2 mi of trails
Closest public boat ramp
Bert Maxwell Boat Rampabout 4 mi · St. Johns River - Trout River (Jacksonville)
Closest kayak & paddleboard launch
Reddie Point Preserve Canoe Accessabout 4 mi · St. Johns River
Closest youth league fields
Oceanway Community Center, Park and Poolabout 1 mi · Swimming
Closest grocery store
Winn-Dixieabout 1 mi · 12333 Sago Ave W, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Oct 10, 2026Price change$350,000−$10,000
- Sep 18, 2026Listed$360,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $195/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11524 Princessa Lane, Jacksonville, FL 32218Listed by CB ISAAC REALTY | Sep 2026 | $248,000 | $141 | 3/2 | 1,754 | 87 | 0.4 |
| 546 Baisden Road, Jacksonville, FL 32218Listed by ALLISON JAMES ESTATES AND HOMES FLORIDA | Sep 2026 | $170,000 | $91 | 3/2 | 1,858 | 56 | 0.4 |
| 11100 Emuness Road, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $574,900 | $256 | 4/3 | 2,250 | 69 | 0.5 |
| 11419 Inez Drive, Jacksonville, FL 32218Listed by PREMIER HOMES REALTY INC | Sep 2026 | $290,000 | $204 | 3/2 | 1,420 | 24 | 0.8 |
| 11948 Aaron Road, Jacksonville, FL 32218Listed by LISA DUKE REALTY LLC | Nov 2026 | $275,000 | $191 | 3/2 | 1,440 | 59 | 0.9 |
| 554 Avalon Woods Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INC | Oct 2026 | $348,320 | $166 | 4/3 | 2,094 | 109 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines