This home is in Jacksonville.
$320,000Sold3 bd · 2 ba · 1,563 sq ft
Sold·Closed Nov 6, 2026·14 days on market·Recent sales in Jacksonville
14616 Spring Light Circle
Jacksonville, FL 32218
About this home
Jacksonville
POND VIEWS FRONT AND BACK, fenced oversized lot, screened lanai, and NO CDD in Cascade Point. Built in 2021 and meticulously maintained, this 3 bed, 2 bath home sits on 0.30 acres with a fully fenced yard of thick zoysia grass and water views from both the front porch and the screened lanai. Inside: tile throughout, an open quartz island kitchen with stainless appliances, and a family room with a triple-slider wall of windows overlooking the pond. The primary suite has a walk-in glass shower and an oversized walk-in closet. Indoor laundry, 2-car garage, low $53/mo HOA. Down payment assistance eligible. Minutes to River City Marketplace, JAX Airport, I-95 and I-295, with easy access to downtown, Mayport and the beaches. Move-in ready. Lots like this don't come around twice. Most furniture available for separate purchase.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,714 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 7 mi · 35 parking spaces
Closest park or preserve
Betz-Tiger Point Preserveabout 5 mi · 4.3 mi of trails
Closest public boat ramp
Holly Point Boat Rampabout 4 mi · Nassau River
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 5 mi · Edwards Creek
Closest youth league fields
Tom Marshall Parkabout 2 mi · Baseball, Football, Softball
Closest grocery store
Publixabout 2 mi · 731 Duval Station Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,590/yr
Estimated taxes if purchased at asking price: ~$6,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Nov 7, 2026Closed$320,000
- Oct 8, 2026Pending$320,000
- Oct 5, 2026Price change$320,000−$4,900
- Oct 2, 2026Active$324,900
- Sep 29, 2026Pending$324,900
- Sep 24, 2026Price change$324,900−$5,100
- Sep 18, 2026Listed$330,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $205/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 14720 Compass Drive, Jacksonville, FL 32226Listed by 1 REALTY CORP | Oct 2026 | $444,900 | $223 | 4/2.5 | 1,994 | 50 | 0.3 |
| 14196 Fish Eagle Drive E, Jacksonville, FL 32226Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $335,000 | $182 | 4/2 | 1,839 | 18 | 0.4 |
| 14863 Yellow Bluff Road, Jacksonville, FL 32226Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $290,000 | $191 | 2/2 | 1,522 | 228 | 0.6 |
| 2848 Alaskan Way, Jacksonville, FL 32226Listed by ERA ONETEAM REALTY | Jul 2026 | $375,000 | $205 | 3/2 | 1,825 | 10 | 0.6 |
| 14036 Fish Eagle Drive E, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $345,000 | $188 | 4/2 | 1,839 | 145 | 0.6 |
| 14084 Redrock Lake Drive, Jacksonville, FL 32226Listed by EXP REALTY LLC | Sep 2026 | $324,000 | $169 | 4/2 | 1,922 | 251 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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