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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

$290,000Sold2 bd · 2 ba · 1,522 sq ft

Sold·Closed Sep 18, 2026·228 days on market·Recent sales in Jacksonville

14863 Yellow Bluff Road

Jacksonville, FL 32226

$290,000sold priceListed at $299,000 · 97% of asking$191/sqftMLS# 2124755
2
Beds
2
Baths
1,522
Sq Ft
1987
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.50 acresSingle Family Residence2 stories

About this home

Jacksonville

Welcome to this beautifully updated home offering the perfect blend of comfort, space, and privacy. Situated on a generous half-acre lot, this property features 2 spacious bedrooms, 2 full bathrooms, plus a bedroom-sized loft—ideal for a home office, guest space, or additional living area.The heart of the home is the newly renovated kitchen, showcasing sleek quartz countertops, brand-new appliances, and modern finishes that make both everyday living and entertaining a pleasure. Both oversized primary suites provide private retreats, each featuring brand-new plush carpeting. The loft has also been updated with new carpet, adding to the home's fresh and move-in-ready feel.Enjoy relaxing mornings and evenings on the screened-in porch, which overlooks a beautiful backyard with plenty of room to garden, entertain, or simply unwind. Additional peace of mind comes with a brand-new septic tank.With thoughtful updates, flexible living space, and an exceptional lot. This home is ready to go.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,581
Property taxesest. at asking price, Duval County$474
Estimated total, before insurance$2,055/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,949/yr · $329/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,627 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$200,963$200,963—
2024$229,856$220,099—
2023$200,090$200,090—
2022$192,819$192,819—
2021$165,869$72,411▲ $21,872
2020$140,055$70,721—

2025 property taxes (current owner): $3,949/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 21, 2026Closed$299,000
  • Aug 29, 2026Active Under Contract$299,000
  • Aug 7, 2026Active$299,000
  • Jul 24, 2026Active Under Contract$299,000
  • Jan 12, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14616 Spring Light Circle, Jacksonville, FL 32218Listed by MOMENTUM REALTYNov 2026$320,000$2053/21,563140.6
15262 Landmark Circle S, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$390,000$2533/21,542220.7
15443 Cape Drive S, Jacksonville, FL 32226Listed by WATSON REALTY CORPAug 2026$380,000$1953/21,94570.8
15274 Landmark Circle N, Jacksonville, FL 32226Listed by WATSON REALTY CORPJul 2026$348,000$1913/21,8191270.8
14196 Fish Eagle Drive E, Jacksonville, FL 32226Listed by UNITED REAL ESTATE GALLERYAug 2026$335,000$1824/21,839181
14084 Redrock Lake Drive, Jacksonville, FL 32226Listed by EXP REALTY LLCSep 2026$324,000$1694/21,9222511.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,000
Price / Sq Ft$196
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,522
Acres0.50 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryLouis Sheffield, reported on 4 other Hidden Creek listings
MiddleOceanway, reported on 5 other Hidden Creek listings
HighFirst Coast, reported on 5 other Hidden Creek listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address14863 Yellow Bluff Road, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionHidden Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size21,780 sq ft
Parcel Number1061940170

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater
HeatingElectric
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo

Exterior

Lot DescriptionCleared
Patio / PorchRear Porch, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 13, 2026
Days on Market228
Tax Amount$3,949.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: PALM III REALTY AND PROPERTY M (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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