This home is in Jacksonville.
Active·3 days on market
14863 Yellow Bluff Road
Jacksonville, FL 32226
About this home
Jacksonville
Welcome to this beautifully updated home offering the perfect blend of comfort, space, and privacy. Situated on a generous half-acre lot, this property features 2 spacious bedrooms, 2 full bathrooms, plus a bedroom-sized loft—ideal for a home office, guest space, or additional living area.The heart of the home is the newly renovated kitchen, showcasing sleek quartz countertops, brand-new appliances, and modern finishes that make both everyday living and entertaining a pleasure. Both oversized primary suites provide private retreats, each featuring brand-new plush carpeting. The loft has also been updated with new carpet, adding to the home's fresh and move-in-ready feel.Enjoy relaxing mornings and evenings on the screened-in porch, which overlooks a beautiful backyard with plenty of room to garden, entertain, or simply unwind. Additional peace of mind comes with a brand-new septic tank.With thoughtful updates, flexible living space, and an exceptional lot. This home is ready to go.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $200,963 | $200,963 | — |
| 2024 | $229,856 | $220,099 | — |
| 2023 | $200,090 | $200,090 | — |
| 2022 | $192,819 | $192,819 | — |
| 2021 | $165,869 | $72,411 | ▲ $21,872 |
| 2020 | $140,055 | $70,721 | — |
2025 property taxes (current owner): $3,949/yr
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1987)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,627 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jan 12, 2026Listed$299,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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