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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·27 days on market

14720 Compass Drive

Jacksonville, FL 32226

$444,900$223/sqftEst. $2,294/moMLS# 2154840
4
Beds
2
Baths
1,994
Sq Ft
1969
Built
2
Garage
No
Pool

About this home

Jacksonville

Magnificently Modernized Home in the Highly Desirable The Cape in Oceanway. This Spacious 4 Bedroom 2.5 Bathroom Brick Home Provides Plenty of Room & Style to Accommodate the Modern Family, Sits on a 0.65 Acre Lot. Features Brand New Kitchen w/Driftwood Shaker Cabinets, w/Quartz Counter Tops, & New Stainless Steel Appliance Package Included; New Bathrooms w/New Vanities, New Showers w/Tile Surround, New Tile Floors in Upstairs Bathrooms, New Waterproof Luxury Vinyl Plank Floors in Main Living Areas, New Carpet in Bedrooms, & Fresh Paint Inside & Out, Fully Updated Lighting & Electrical Devices, Repiped & Replumbed w/ All New Faucet Fixtures, New Roof, All New White Vinyl Windows, 2 Car Side Entry Garage, HVAC 3 Yrs Old, New Electric Fireplace, & a Water Softener Filtration System. Bring Your RV, Boat, or Trailers, Large Concrete Driveway, NO HOA Restrictions! Conveniently located near Parks, Schools, River City Marketplace Shopping, Restaurants, & the I-295 Beltway. Come See This

Cost to own

Mortgage calculator

$444,900
$88,980
Loan Term
Monthly Payment
$2,294
Principal & Interest: $2,294
Property taxes (est.): $726
Insurance (est.): $297
Estimated Total Monthly
$3,317
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,294
Property taxesest. at asking price, Duval County$726
Estimated total, before insurance$3,021/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,240/yr · $187/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,240/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1969)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,444 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 30, 2026Price change$444,900−$5,000
  • Jul 10, 2026Listed$449,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$444,900
Price / Sq Ft$223
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,994
Total Structure Area2,670 sq ft
Acres0.65 acres
Year Built1969
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address14720 Compass Drive, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionThe Cape
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size28,314 sq ft
Parcel Number1084260340
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Not Available, Water Not Available
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsMulti/Split, Three Or More
LaundryIn Garage
SecuritySecurity Lights

Exterior

Patio / PorchPatio
FencingBack Yard, Chain Link
RoofShingle
ConstructionBrick, Fiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 10, 2026
Days on Market27
Tax Amount$2,240.28
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 1 REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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