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This home is in Heritage Deerwood Condos, Jacksonville — a waterfront home in Jacksonville.

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Active

$299,0003 bd · 2 ba · 1,523 sq ft

Active·58 days on market·Heritage Deerwood Condos

10901 Burnt Mill Road 1107

Jacksonville, FL 32256

$299,000$196/sqftEst. $1,620/mo mortgageMLS# 2165315
3
Beds
2
Baths
1,523
Sq Ft
2001
Built
1
Garage
No
Pool

5 more homes for sale in Heritage Deerwood Condos →Search Heritage Deerwood Condos on the map

FEMA Zone XHOA $431/mo1,307 sqft lotWaterfrontCondominium1 story

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About this home

Heritage Deerwood Condos

Welcome to Heritage at Deerwood! This spacious 3-bedroom, 2-bath condo offers a desirable split-bedroom floor plan, generous living spaces and a peaceful screened lanai overlooking the community pond and front gate. The large great room flows naturally into a separate dining area, while the kitchen features a convenient breakfast nook and built-in desk/secretary--perfect for working from home or staying organized. The private primary suite is thoughtfully separated from the additional bedrooms, creating a comfortable retreat. Wood-look laminate flooring extends throughout the main living areas, and the interior laundry room adds everyday convenience. Enjoy the added benefit of a private one-car garage with access directly into the condo. HVAC replaced in 2023. Heritage at Deerwood offers a gated setting with resort-style amenities, all ideally located near St. Johns Town Center, IKEA, dining, shopping, major employers and convenient access to I-295 and JTB.

Next steps in Heritage Deerwood Condos

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$1,620
Property taxesest. at asking price, Duval County$489
HOAbilled monthly$431
Estimated total, before insurance$2,541/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,323/yr · $360/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,000
$59,800
Loan Term
Monthly Payment
$1,620
Principal & Interest: $1,620
Property taxes (est.): $489
Insurance (est.): $199
Estimated Total Monthly
$2,309
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$214,500$214,500▼ $27,500

2025 property taxes (current owner): $4,323/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Sep 17, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10901 Burnt Mill Road 2402, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSNov 2026$263,000$1942/21,353520.1
10961 Burnt Mill Road 414, Jacksonville, FL 32256Listed by HOUWZER, INC.Oct 2026$237,000$2022/21,171340.3
7490 Scarlet Ibis Lane, Jacksonville, FL 32256Listed by CHAD AND SANDY REAL ESTATE GROUPOct 2026$302,000$1803/2.51,682840.5
7800 Point Meadows Drive 711, Jacksonville, FL 32256Listed by EXIT 1 STOP REALTYNov 2026$160,000$1242/21,2873410.9
7800 Point Meadows Drive 818, Jacksonville, FL 32256Listed by UNITED REAL ESTATE GALLERYOct 2026$160,000$1292/21,2444001
7801 Point Meadows Drive 2303, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$194,000$1563/21,247501

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$299,000
Price / Sq Ft$196
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,523
Acres0.03 acres
Year Built2001
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address10901 Burnt Mill Road 1107, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionHeritage Deerwood
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size1,306.8 sq ft
Parcel Number1677417692

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management- On Site, Spa/Hot Tub, Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Gated, Guest, Secured
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Screened
RoofShingle
ConstructionBrick, Frame, Vinyl Siding

Additional Information

Date ListedSeptember 17, 2026
Days on Market58
HOA Fees$431.06 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Trash
Tax Amount$4,322.77
Tax Year2025
Listing TermsCash, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Heritage Deerwood Condos

Heritage Deerwood Condos is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32256.

View all Heritage Deerwood Condos homes for sale →
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