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This home is in Heritage Deerwood Condos, Jacksonville a home near Atlantic Coast High School.

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Active·107 days on market·Heritage Deerwood Condos

10901 Burnt Mill Road 406

Jacksonville, FL 32256

$260,000$192/sqftEst. $1,337/moMLS# 2145597
2
Beds
2
Baths
1,353
Sq Ft
2001
Built
1
Garage
No
Pool

About this home

Heritage Deerwood Condos

Welcome to Heritage Deerwood living at its finest! This beautifully updated 2-bedroom, 2-bath condo offers 1,353 square feet of stylish comfort in one of Jacksonville's most desirable locations. Step inside to discover a completely renovated kitchen featuring stunning quartz countertops, brand-new soft-close cabinetry, new stainless steel stove and dishwasher, and modern finishes throughout. The home is enhanced with crown molding, updated light fixtures, laminate wood flooring, and tile throughout. The spacious primary suite offers a walk-in shower, relaxing garden tub, and updated quartz countertops in the bathroom. Both bedrooms are generously sized and designed for comfort and functionality. Enjoy relaxing mornings or evenings on the private covered lanai, perfect for enjoying Florida's year-round lifestyle. Additional highlights include a cozy wood-burning fireplace, a one-year-old HVAC system, and an attached extended single-car garage offering extra storage space.

Cost to own

Mortgage calculator

$260,000
$52,000
Loan Term
Monthly Payment
$1,337
Principal & Interest: $1,337
Property taxes (est.): $425
Insurance (est.): $173
Estimated Total Monthly
$1,934
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,337
Property taxesest. at asking price, Duval County$425
HOAbilled monthly$401
Estimated total, before insurance$2,163/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,821/yr · $318/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$215,000$213,026 $34,000
2024$249,000$193,660
2023$249,000$176,055
2022$191,000$160,050
2021$145,500$145,500
2020$145,500$134,431

2025 property taxes (current owner): $3,821/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,764 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 9, 2026Price change$260,000$14,900
  • May 15, 2026Listed$274,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$260,000
Price / Sq Ft$192
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,353
Total Structure Area1,353 sq ft
Acres0.03 acres
Year Built2001
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address10901 Burnt Mill Road 406, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionHeritage Deerwood
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size1,306.8 sq ft
Parcel Number1677417564
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, RV/Boat Storage, Spa/Hot Tub
UtilitiesCable Available, Electricity Connected, Water Available
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Gated

Interior

Interior FeaturesOpen Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Patio / PorchRear Porch, Screened
RoofShingle

Additional Information

Date ListedMay 15, 2026
Days on Market55
HOA Fees$401.34 / Monthly
HOA FrequencyMonthly
HOA NameHeritage Deerwood
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Security, Trash
Tax Amount$3,821.27
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Heritage Deerwood Condos

Heritage Deerwood Condos is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32256.

View all Heritage Deerwood Condos homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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