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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Heritage Deerwood Condos, Jacksonville — a gated community home in Jacksonville.

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Active·Listed today·Heritage Deerwood Condos

10901 Burnt Mill Road 902

Jacksonville, FL 32256

$280,000$184/sqftEst. $1,551/moMLS# 2168553
3
Beds
2
Baths
1,523
Sq Ft
2001
Built
1
Garage
No
Pool

5 more homes for sale in Heritage Deerwood Condos →Search Heritage Deerwood Condos on the map

HOA $479/mo1,307 sqft lotCondominium2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Heritage Deerwood Condos

Step inside and fall in love with this beautiful condo. Featuring an inviting floor plan that is designed for comfortable every day living. Three bedrooms and two baths, formal dining room, large living area with wood burning fireplace, kitchen w eat in or sitting area. Master suite has a soaker tub and separate shower. The screened in lanai is perfect for enjoying your morning coffee or evening breeze. Lots of closet space and storage throughout. Attached one car garage. All situated in a beautifully maintained, gated community surrounded by large majestic trees. Conveniently located off of Gate Parkway just minutes from St Johns Town center where you will enjoy fabulous shopping, dining, entertainment, and easy access to major highways. This condo shows beautifully and is truly a must see schedule your private showing today you won't want to miss this one.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,551
Property taxesest. at asking price, Duval County$457
HOAbilled monthly$479
Estimated total, before insurance$2,487/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,301/yr · $358/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$280,000
$56,000
Loan Term
Monthly Payment
$1,551
Principal & Interest: $1,551
Property taxes (est.): $457
Insurance (est.): $187
Estimated Total Monthly
$2,195
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:01 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$242,000$240,112▼ $38,500
2024$280,500$218,284—
2023$280,500$198,440—
2022$215,000$180,400—
2021$164,000$164,000—
2020$164,000$164,000—

2025 property taxes (current owner): $4,301/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 9, 2026Listed$280,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$280,000
Price / Sq Ft$184
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,523
Acres0.03 acres
Year Built2001
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address10901 Burnt Mill Road 902, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionHeritage Deerwood
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size1,306.8 sq ft
Parcel Number1677417646
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Playground, RV/Boat Storage, Spa/Hot Tub
Community FeaturesSidewalks, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 9, 2026
Days on Market4
HOA Fees$478.57 / Monthly
HOA FrequencyMonthly
HOA NameHeritage Deerwood
HOA Fee IncludesMaintenance Grounds, Security, Trash
Tax Amount$4,301.25
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Heritage Deerwood Condos

Heritage Deerwood Condos is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32256.

View all Heritage Deerwood Condos homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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