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Sold

Sold·Closed Jun 30, 2026·13 days on market·Recent sales in World Golf Village

1134 Ardmore Street

St. Augustine, FL 32092

$220,100sold priceListed at $299,000 · 73.6% of asking$131/sqftMLS# 2138189

Beds

Baths

1,674

Sq Ft

2002

Built

Garage

Pool

HOA $25/moSingle Family Residence1 story

About this home

St. Augustine

Great Opportunity in WGV! Come make this Fixer Upper - one-story brick veneer home with a 2-car garage your own. 5 Year Old Roof. Offering a spacious and functional layout, this home features oak cabinetry in both the kitchen and bathrooms along. The primary suite includes a private office/sitting room that can easily be converted back into a 4th bedroom, providing flexibility to fit your needs. Enjoy cozy evenings by the fireplace and stay connected with internet outlets located in the office/sitting room and living room. The primary bathroom offers a relaxing retreat featuring a 6x6 ceramic tile shower and garden tub. Additional features include a security system and plenty of potential to make this home your own. Located in desirable WGV, this home offers convenience, charm, and value. Property is being sold AS-IS. Sellers will make no repairs. Will need new flooring. Don't miss this opportunity to own in one of the area's sought-after communities!

Next steps in World Golf Village

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,219

Property taxesest. at asking price, St. Johns County$293

HOAbilled annually$25

Estimated total, before insurance$1,537/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$220,100

Down Payment: 20%

$44,020

Interest Rate: 7.40%

Loan Term

Monthly Payment

$1,219

Principal & Interest: $1,219

Property taxes (est.): $293

Insurance (est.): $147

Estimated Total Monthly

$1,659

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,706 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $179/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
1134 Ardmore Street, St. Augustine, FL 32092Listed by PEARSALL PROPERTIES INC	Sep 2026	$340,000	$203	3/2	1,674	1	0
474 Mackenzie Circle, St. Augustine, FL 32092Listed by SOVEREIGN REAL ESTATE GROUP	Jul 2026	$340,000	$198	3/2	1,720	27	0.2
1232 Ardmore Street, St. Augustine, FL 32092Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY	Sep 2026	$300,000	$196	3/2	1,529	4	0.3
1315 Ardmore Street, Jacksonville, FL 32092Listed by COLDWELL BANKER VANGUARD REALTY	Jun 2026	$314,900	$253	3/2	1,246	55	0.5
673 Mackenzie Circle, St. Augustine, FL 32092Listed by REMAX WELCOME HOME	Aug 2026	$345,000	$201	3/2	1,716	101	0.6
5187 Farm Creek Road, St. Augustine, FL 32092Listed by MOMENTUM REALTY	Jul 2026	$875,000	$493	3/2	1,776	37	0.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,000

Price / Sq Ft$179

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,674

Year Built2002

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Ranch

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address1134 Ardmore Street, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionMeadows At St Johns

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0288210360

ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer

HeatingElectric

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySmoke Detector(s)

Exterior

RoofShingle

ConstructionBrick Veneer

Additional Information

Date ListedMay 28, 2026

Days on Market13

HOA Fees$305 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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