This home is in Jacksonville — a home near Duncan U. Fletcher High School.
$435,0003 bd · 2 ba · 1,542 sq ft
Active·46 days on market
1122 Hidden Cove Circle
Jacksonville, FL 32233
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About this home
Jacksonville
Unique property located on pond in the desirable HIdden Cove Community. This one owner 3 bedroom, 2 bath home has a large flex room that can be used as an office or extra bedroom. Fiber Optics for internet have been installed in this community. Located nearby is the Dutton Island Preserve and Donner Park where trails, water access, and community spaces make everyday feel like a getaway. Enjoy nearby local coffee shops, restaurants and the beach.
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,450 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Beach 18th Street lotabout 2 mi · 40 parking spaces
Closest park or preserve
Dutton Island Preserveabout 0.2 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 0.9 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Dutton Island Park & Preserve – North Kayak Launchabout 0.6 mi · Pablo Creek
Closest youth league fields
Donner Park & Gail Baker Community Centerabout 0.4 mi · Football, Soccer
Closest grocery store
Aldiabout 2 mi · 1209 Atlantic Boulevard, Neptune Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 6:41 AM, sunset 5:38 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,176/yr
Estimated taxes if purchased at asking price: ~$8,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 16, 2026Listed$435,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $266/sq ft; this home is listed at $282/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2009 Chelwood Court, Jacksonville, FL 32233Listed by ROUND TABLE REALTY | Oct 2026 | $352,000 | $301 | 3/2 | 1,170 | 5 | 0.2 |
| 2039 Cypress Landing Drive, Jacksonville, FL 32233Listed by HOUWZER, INC. | Sep 2026 | $367,000 | $219 | 3/2 | 1,672 | 131 | 0.2 |
| 1293 Munson Cove Drive, Jacksonville, FL 32233Listed by CORE REALTY, LLC | Oct 2026 | $251,000 | $174 | 4/2 | 1,445 | 31 | 0.4 |
| 1189 Cove Landing Drive, Jacksonville, FL 32233Listed by BACHMANN HOMES REALTY, LLC | Sep 2026 | $430,000 | $295 | 4/2 | 1,456 | 20 | 0.4 |
| 2217 Destine Lane, Jacksonville, FL 32233Listed by EXP REALTY LLC | Sep 2026 | $325,000 | $266 | 3/2 | 1,223 | 245 | 0.4 |
| 2281 McAlpin Court, Jacksonville, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $370,000 | $221 | 4/2.5 | 1,676 | 54 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX AEROSPACE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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