This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Sep 11, 2026·131 days on market·Recent sales in Atlantic Beach
2039 Cypress Landing Drive
Jacksonville, FL 32233
About this home
Jacksonville
Charming home in a sought-after location, just moments from the beach, Mayport, and more. This inviting floor plan offers a bright, airy feel with an updated kitchen, dining area, and spacious great room. Double doors lead to the generous main bedroom, complete with an ensuite bath for added privacy and comfort. The oversized second bedroom is filled with natural light and features a flex space, perfect for a home office or cozy nook. All bedrooms in this home are equipped with walk-in closets for ample storage. Enjoy the peaceful backyard, complete with serene pond views. Situated on a quiet cul-de-sac in a well-established neighborhood with no HOA fees. This home will not disappoint you.
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1987)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · Public water (record)
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,700 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $332,500 in February 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $351,174 | $351,174 | — |
| 2024 | $328,196 | $328,196 | — |
| 2023 | $298,599 | $298,599 | — |
| 2022 | $265,779 | $265,779 | — |
| 2021 | $209,195 | $129,089 | — |
| 2020 | $196,914 | $126,617 | — |
2025 property taxes (current owner): $6,614/yr
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 12, 2026Closed$374,900
- Jul 29, 2026Active Under Contract$374,900
- Jul 9, 2026Price change$374,900−$20,000
- Mar 20, 2026Listed$394,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $295/sq ft; this home is listed at $224/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2009 Chelwood Court, Jacksonville, FL 32233Listed by ROUND TABLE REALTY | Oct 2026 | $352,000 | $301 | 3/2 | 1,170 | 5 | 0.1 |
| 1189 Cove Landing Drive, Jacksonville, FL 32233Listed by BACHMANN HOMES REALTY, LLC | Sep 2026 | $430,000 | $295 | 4/2 | 1,456 | 20 | 0.3 |
| 2217 Destine Lane, Jacksonville, FL 32233Listed by EXP REALTY LLC | Sep 2026 | $325,000 | $266 | 3/2 | 1,223 | 245 | 0.3 |
| 2258 Sandy Bay Lane, Jacksonville, FL 32233Listed by BEYCOME OF FLORIDA LLC | Sep 2026 | $525,000 | $287 | 3/2.5 | 1,828 | 39 | 0.4 |
| 2281 McAlpin Court, Jacksonville, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $370,000 | $221 | 4/2.5 | 1,676 | 54 | 0.5 |
| 2447 Seaway Street, Jacksonville, FL 32233Listed by HOMECOIN.COM | Sep 2026 | $465,000 | $343 | 3/2 | 1,356 | 90 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HOUWZER, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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