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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Hidden Hills, Jacksonville — a gated community home in Jacksonville.

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Pending

$450,000Pending3 bd · 2 ba · 1,977 sq ft

Pending·46 days on market·Hidden Hills

12128 Hidden Hills Drive

Jacksonville, FL 32225

$450,000$228/sqftEst. $2,453/mo mortgageMLS# 2164955
↓ $20,000 below original list
3
Beds
2
Baths
1,977
Sq Ft
1977
Built
2
Garage
No
Pool

12 more homes for sale in Hidden Hills →Search Hidden Hills on the map

FEMA Zone XHOA $142/mo9,148 sqft lotSingle Family Residence1 story

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About this home

Hidden Hills

Welcome to this exceptional home within the gated community of Hidden Hills. Nestled among majestic oaks, this exceptional 3-bed, 2-bath home has been transformed from top to bottom. The heart of the home features a brand-new custom kitchen paired with renovated, modern bathrooms. The open concept living area flows effortlessly out to a backyard sanctuary, and a newly completed deck right off the primary bedroom. Residents enjoy access to a private community park, playground, and scenic walking trails right inside the gates. The gates are manned at all hours, giving you peace of mind in your neighborhood. Unbeatable in its location, this home sits directly across from Hidden Hills Golf Club, just down the road from the 144-acre Ed Austin Regional Park, and minutes from the Timucuan Ecological Preserve. With fast connectivity to major thoroughfares, you are an easy commute to downtown and less than 15 minutes from the sand at Kathryn Abbey Hanna Park beach! No

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,453
Property taxesest. at asking price, Duval County$735
HOAbilled monthly$142
Estimated total, before insurance$3,330/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,808/yr · $484/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,453
Principal & Interest: $2,453
Property taxes (est.): $735
Insurance (est.): $300
Estimated Total Monthly
$3,488
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,130 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 6:40 AM, sunset 5:39 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$316,746$299,603—
2024$298,403$272,367▲ $9,796
2023$298,102$247,607—
2022$253,693$225,098—
2021$204,635$204,635—
2020$184,621$184,621—

2025 property taxes (current owner): $5,808/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 19, 2026Pending$450,000
  • Oct 7, 2026Price change$450,000−$10,000
  • Oct 1, 2026Price change$460,000−$10,000
  • Sep 15, 2026Listed$470,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $228/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11636 Brush Ridge Circle N, Jacksonville, FL 32225Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$385,000$2343/21,643210.2
11987 Arbor Lake Drive, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$388,900$2553/21,526250.4
4533 Monument Point Circle, Jacksonville, FL 32225Listed by LINDA STRICKLAND REALTYAug 2026$410,000$2124/21,93030.5
4647 Bluff Avenue, Jacksonville, FL 32225Listed by FLUID REALTY, LLC.Aug 2026$375,000$2034/21,84520.6
3329 Cancun Drive E, Jacksonville, FL 32225Listed by WATSON REALTY CORPSep 2026$285,000$1923/21,48550.7
4425 Beacon Drive W, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$553,000$2204/2.52,519670.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$228
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,977
Acres0.21 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

School Information

ElementaryDon Brewer
MiddleLandmark

Community Information

Address12128 Hidden Hills Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionHidden Hills
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size9,147.6 sq ft
Parcel Number1606711130

Amenities

AmenitiesGated, Jogging Path, Maintenance Grounds, Management - Off Site, Park, Playground, Security
Community FeaturesGated, Curbs
UtilitiesCable Available, Electricity Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Off Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchPorch, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionStone, Wood Siding
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 15, 2026
Days on Market46
HOA Fees$142 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$5,808.07
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Hidden Hills

Hidden Hills is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Hidden Hills homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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