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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Hidden Hills, Jacksonville — a gated community home in Jacksonville.

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Active

Active·2 days on market·Hidden Hills

12082 Hidden Hills Drive S

Jacksonville, FL 32225

$395,000$264/sqftEst. $2,188/moMLS# 2169398
Open house Sat, Oct 17 · 11:00 am–1:00 pm
2
Beds
2
Baths
1,494
Sq Ft
1978
Built
2
Garage
No
Pool

9 more homes for sale in Hidden Hills →Search Hidden Hills on the map

FEMA Zone XHOA $150/mo10,890 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hidden Hills

Open House Saturday October 17th from 11am-1pm. Welcome to Hidden Hills, one of the most unique communities in Northeast Florida! This charming 2-bedroom, 2-bath home offers a comfortable layout in a beautiful gated community surrounded by mature trees and rolling hills. The home features a spacious family room with soaring ceilings, a brick fireplace and a modern wet bar, along with an inviting primary suite, an oversized secondary bedroom, and an updated kitchen and baths. The dining/office area could easily be converted into a third bedroom if needed. Enjoy outdoor living on the private deck surrounded by peaceful bamboo, along with the convenience of a side-entry 2-car garage and indoor laundry. Hidden Hills offers a peaceful, nature-filled setting with convenient access to shopping, dining, parks, the St. Johns River and the beach! Don't miss the opportunity to make this unique Jacksonville gem your new home!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,188
Property taxesest. at asking price, Duval County$645
HOAbilled monthly$150
Estimated total, before insurance$2,983/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,098/yr · $425/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,188
Principal & Interest: $2,188
Property taxes (est.): $645
Insurance (est.): $263
Estimated Total Monthly
$3,096
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,287 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,098/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 15, 2026Listed$395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $264/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11636 Brush Ridge Circle N, Jacksonville, FL 32225Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$385,000$2343/21,643210.3
11987 Arbor Lake Drive, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$388,900$2553/21,526250.4
3953 Arbor Bluff Lane E, Jacksonville, FL 32225Listed by RIVER CITY RENTALS AND REALTYAug 2026$449,000$2544/21,768100.4
3939 Arbor Bluff Lane E, Jacksonville, FL 32225Listed by UNITED REAL ESTATE GALLERYAug 2026$320,000$2402/21,33360.4
4533 Monument Point Circle, Jacksonville, FL 32225Listed by LINDA STRICKLAND REALTYAug 2026$410,000$2124/21,93030.5
4650 Morris Road, Jacksonville, FL 32225Listed by COMPASS FLORIDA LLCOct 2026$330,000$2544/21,300430.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$395,000
Price / Sq Ft$264
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,494
Acres0.25 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementarySabal Palm
MiddleLandmark

Community Information

Address12082 Hidden Hills Drive S, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionHidden Hills
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size10,890 sq ft
Parcel Number1606711126
ZoningSingle Family

Amenities

AmenitiesPlayground
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBuilt-in Features, Open Floorplan, Pantry, Primary Downstairs, Split Bedrooms, Wet Bar
AppliancesElectric Range
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup
SecurityGated with Guard

Exterior

Lot DescriptionWooded
Patio / PorchRear Porch
ConstructionFrame

Additional Information

Date ListedOctober 15, 2026
Days on Market0
HOA Fees$150 / Monthly
HOA FrequencyMonthly
HOA NameHidden Hills
Tax Amount$5,098.44
Tax Year2025
Listing TermsCash, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Hidden Hills

Hidden Hills is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Hidden Hills homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/17/2026

11:00 am - 1:00 pm