This home is in Jacksonville.

1 / 44

Active

Active·1 day on market

11636 Brush Ridge Circle N

Jacksonville, FL 32225

$385,000$234/sqftEst. $2,049/moMLS# 2155386

Beds

Baths

1,643

Sq Ft

1988

Built

Garage

Pool

About this home

Jacksonville

Welcome to this beautifully renovated, move-in ready home where modern updates and thoughtful design come together. This light-filled home features an open floor plan with vaulted ceilings, skylights & white oak hardwood flooring throughout. The great room features a striking floor-to-ceiling Zellige tile fireplace & custom built-in shelving creating a styled gathering space. Upgraded lighting, designer ceiling fans, 6-inch shaker-style baseboards & contemporary black door hardware add a polished finish throughout. The spacious eat-in kitchen offers abundant counter space, soft-close cabinetry, a pull-out trash cabinet, stainless steel appliances & a butcher block beverage station with floating shelves. The owner's suite provides a peaceful retreat with direct access to a private outdoor patio, a custom walk-in closet & a beautifully renovated en-suite bath featuring dual vanities and a subway tile walk-in shower.Step outside to enjoy the patio and fully fenced backyard-

Cost to own

Mortgage calculator

Home Price

$385,000

Down Payment: 20%

$77,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,957

Principal & Interest: $1,957

Est. Taxes & Insurance: $489

Estimated Total Monthly

$2,446

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,049

Property taxesest. at asking price, Duval County$629

HOAbilled quarterly$57

Estimated total, before insurance$2,734/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,271/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,468 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 17, 2026Active$385,000
Jul 14, 2026Listed$385,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$385,000

Price / Sq Ft$234

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,643

Acres0.13 acres

Year Built1988

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address11636 Brush Ridge Circle N, Jacksonville, FL 32225

Area042-Ft Caroline

SubdivisionThe Valley

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size5,662.8 sq ft

Parcel Number1606715084

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringWood

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

Window FeaturesSkylight(s)