This home is in St. Johns — a waterfront home in St. Johns County.
Active·Listed today
264 Ivy Lakes Drive
St. Johns, FL 32259
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Johns
Escape into nature without leaving the comfort of home! This spacious residence offers a peaceful backyard setting on a lake, with a nature preserve directly across the water. Watch the Mallards drift peacefully by, spot Muscovy ducks flying overhead, and occasionally catch a glimpse of deer roaming through the community. Enjoy breathtaking evening sunsets from the upstairs bonus room, where the beautifully painted sky creates the perfect backdrop for relaxing or entertaining. Inside, you'll find new carpeting and new LVP flooring in the primary bathroom. Designed to adapt to your unique needs, this home features a convenient downstairs primary suite, while the spacious upstairs could easily be transformed into a private primary retreat. The flexible floor plan makes this home ideal for multigenerational living, families, or anyone who simply appreciates having plenty of space. With low HOA fees and no CDD fees, this home offers both flexibility and value. Families will appreciate
Next steps in St. Johns County
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,745 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,490/yr
Estimated taxes if purchased at asking price: ~$9,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 11, 2026Active$561,010
- Sep 11, 2026Listed$561,010
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $178/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 280 Queen Victoria Avenue, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $600,000 | $169 | 5/3.5 | 3,544 | 89 | 0.3 |
| 1333 S Hideaway Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $699,900 | $285 | 4/3 | 2,452 | 53 | 0.3 |
| 1309 Hideaway Drive S, St. Johns, FL 32259Listed by WATSON REALTY CORP | Sep 2026 | $680,000 | $240 | 4/3 | 2,839 | 80 | 0.4 |
| 544 Cunningham Hollow Way, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $585,000 | $257 | 4/2 | 2,275 | 2 | 0.5 |
| 316 Talwood Trace, St. Johns, FL 32259Listed by INTEGRITY KEY REALTY LLC | Aug 2026 | $590,000 | $209 | 5/3 | 2,825 | 126 | 0.7 |
| 1768 Greenridge Circle E, St. Johns, FL 32259Listed by MOMENTUM REALTY | Oct 2026 | $550,000 | $215 | 5/3 | 2,560 | 11 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines