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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a home near Beachside High School.

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Active

Active·Listed today

285 Carolina Jasmine Lane

Jacksonville, FL 32259

$449,900$227/sqftEst. $2,337/moMLS# 2164645
4
Beds
2
Baths
1,981
Sq Ft
2000
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome to this beautiful, well maintained, all-brick, 4-bedroom, 2-bath, single-story home with a 2-car garage in The Vinings. This established St. Johns County neighborhood has no CDD and a modest $430 annual HOA. The home sits on a generous ±0.23-acre lot with a large backyard backing to a nature preserve. Updates include fresh paint, granite counters, new LG appliances, commercial-grade vinyl plank flooring, upgraded baths, upgraded lighting, a Carrier HVAC system, and a recent 50-year roof with solar vent fans. Zoned for Liberty Pines Academy (K-8) and Beachside High School. Convenient location with access to Bratram and CR-210 shopping, dining, and the beaches and commute access to I-95 and SR-9B. Move-in ready.

Cost to own

Mortgage calculator

$449,900
$89,980
Loan Term
Monthly Payment
$2,337
Principal & Interest: $2,337
Property taxes (est.): $599
Insurance (est.): $300
Estimated Total Monthly
$3,235
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,337
Property taxesest. at asking price, St. Johns County$599
HOAbilled annually$36
Estimated total, before insurance$2,971/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,928/yr · $411/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,928/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 12, 2026Active$449,900
  • Sep 12, 2026Listed$449,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$449,900
Price / Sq Ft$227
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,981
Total Structure Area2,573 sq ft
Acres0.23 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address285 Carolina Jasmine Lane, Jacksonville, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionVinings
CityJacksonville
CountySt. Johns
StateFL
Zip Code32259
Lot Size10,018.8 sq ft
Parcel Number0263420220
ZoningResidential

Amenities

AmenitiesManagement - Off Site
UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringMarble, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Rear Porch
FencingCross Fenced, Wood
RoofShingle
ConstructionBrick Veneer
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 13, 2026
Days on Market0
HOA Fees$430 / Annually
HOA FrequencyAnnually
HOA NameThe Vinings HOA Inc
Tax Amount$4,927.73
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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