This home is in Jacksonville — a home near Beachside High School.
$435,0004 bd · 2 ba · 1,981 sq ft
Active·50 days on market
285 Carolina Jasmine Lane
Jacksonville, FL 32259
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to this beautifully maintained all-brick, single-story home in The Vinings! This 4-bedroom, 2-bath residence with a 2-car garage sits on a generous ±0.23-acre lot with a large backyard that backs to a nature preserve. The established St. Johns County neighborhood offers no CDD and a modest $430 annual HOA. Recent updates include fresh paint throughout, granite countertops, new LG appliances, commercial-grade vinyl plank flooring, upgraded bathrooms, upgraded lighting, a Carrier HVAC system, and a newer roof with solar vent fans. The home is zoned for Liberty Pines Academy (K-8) and Beachside High School, with convenient access to shopping and dining at Bartram and CR-210, the beaches, and easy commute routes via I-95 and SR-9B. Don't miss this opportunity!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,733 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)about 11 mi · 80 parking spaces
Closest park or preserve
Gourd Island Conservation Areaabout 0.7 mi · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 6 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 6 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Durbin Crossing Parkabout 2 mi · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Aldiabout 0.2 mi · 2220 County Road 210, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 6:41 AM, sunset 5:38 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,928/yr
Estimated taxes if purchased at asking price: ~$6,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Nov 1, 2026Price change$435,000−$10,000
- Oct 12, 2026Price change$445,000−$4,900
- Sep 12, 2026Active$449,900
- Sep 12, 2026Listed$449,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $220/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 177 Southern Grove Drive, St. Johns, FL 32259Listed by TAH FLORIDA LLC | Sep 2026 | $330,000 | $221 | 3/2 | 1,496 | 119 | 0.6 |
| 308 Diana Court, St. Augustine, FL 32092Listed by JPAR CITY AND BEACH | Aug 2026 | $430,250 | $216 | 4/2 | 1,995 | 98 | 0.7 |
| 424 Queen Anne Court, St. Augustine, FL 32092Listed by WATSON REALTY CORP | Aug 2026 | $440,000 | $193 | 4/3 | 2,276 | 81 | 0.8 |
| 1117 Villere Court, St. Augustine, FL 32259Listed by HERRON REAL ESTATE LLC | Aug 2026 | $480,000 | $248 | 3/2 | 1,932 | 22 | 0.8 |
| 176 S Arabella Way, Jacksonville, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $396,000 | $254 | 3/2 | 1,562 | 38 | 0.8 |
| 63 Gourd Island Way, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLC | Sep 2026 | $462,500 | $221 | 3/2.5 | 2,091 | 68 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines