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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

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Active

Active·1 day on market

1756 Greenridge Circle S

St. Johns, FL 32259

$520,000$222/sqftEst. $2,776/moMLS# 2164580
Open house Sat, Sep 26 · 1:30 pm–4:00 pm
4
Beds
2.5
Baths
2,343
Sq Ft
1996
Built
2
Garage
No
Pool
FEMA Zone AEHOA $17/mo0.83 acresSingle Family Residence1 story

About this home

St. Johns

Set on approximately 0.83 acres, this predominantly brick 4 bedroom, 2.5 bath home offers 2,343 square feet of flexible living space, a fully fenced backyard, and a wooded conservation setting that gives the property a sense of privacy and space. Inside, the home has been freshly painted throughout, including walls, ceilings, and trim. LVP flooring extends through most of the home, with tile at the entry and hardwood flooring in the upstairs bedroom. Architectural details include crown molding, arched openings, vaulted ceilings, and abundant natural light. The first floor primary suite features two walk in closets and a spacious bath with dual vanities, soaking tub, and separate shower. Additional first floor bedrooms provide flexibility, including one with a closet that works well as a bedroom, office, or guest space. Upstairs, a spacious vaulted bedroom offers hardwood flooring, a closet, and its own half bath, creating a private retreat with additional flexibility.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,776
Property taxesest. at asking price, St. Johns County$692
HOAbilled annually$17
Estimated total, before insurance$3,485/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,735/yr · $228/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$520,000
$104,000
Loan Term
Monthly Payment
$2,776
Principal & Interest: $2,776
Property taxes (est.): $692
Insurance (est.): $347
Estimated Total Monthly
$3,815
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer, Septic Tank”, while Florida DOH records suggest central sewer. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,469 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,735/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 23, 2026Active$520,000
  • Sep 10, 2026Listed$520,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$520,000
Price / Sq Ft$222
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,343
Acres0.83 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1756 Greenridge Circle S, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionGreenridge
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size36,154.8 sq ft
Parcel Number0105441420
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer, Septic Tank
Water SourcePublic
ParkingAttached, Covered, Garage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOther
# of Stories1
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

Lot DescriptionCleared, Sprinklers In Front, Wetlands
Patio / PorchCovered, Deck, Porch, Rear Porch
FencingFenced, Back Yard, Chain Link, Wood
RoofShingle
ConstructionBrick, Vinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 23, 2026
Days on Market1
HOA Fees$200 / Annually
HOA FrequencyAnnually
HOA NameGreenridge HOA
Tax Amount$2,735.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP · dmccarty@watsonrealtycorp.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

9/26/2026

1:30 pm - 4:00 pm