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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·45 days on market

6700 Bowden Road 404

Jacksonville, FL 32216

$229,000$143/sqftEst. $1,258/mo mortgageMLS# 2164576
3
Beds
2.5
Baths
1,607
Sq Ft
2006
Built
1
Garage
No
Pool
FEMA Zone XHOA $360/mo871 sqft lotCondominium2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to 6700 Bowden Road, Unit 404--where generous living space meets everyday convenience in a gated community! This 1,607-square-foot, three-bedroom townhome offers a versatile layout with room to live, work, and unwind. The main level features an inviting living area, dedicated dining space, and a cozy breakfast nook. The kitchen includes granite countertops, warm wood cabinetry, stainless-steel appliances, a stylish backsplash, and a breakfast bar that keeps the cook connected to the conversation. Upstairs, a second living area provides valuable bonus space for a home office, media room, playroom, or quiet retreat. The spacious primary suite is thoughtfully positioned away from Bedrooms 2 and 3, offering added privacy. An attached garage provides additional convenience and storage. Centrally located near shopping, dining, and major roadways, this home delivers the space today's buyers want in a location that keeps Jacksonville within easy reach. Schedule your private showing

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,258
Property taxesest. at asking price, Duval County$374
HOAbilled monthly$360
Estimated total, before insurance$1,992/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$689/yr · $57/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$229,000
$45,800
Loan Term
Monthly Payment
$1,258
Principal & Interest: $1,258
Property taxes (est.): $374
Insurance (est.): $153
Estimated Total Monthly
$1,785
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $689/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 12, 2026Listed$229,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $147/sq ft; this home is listed at $143/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7047 Deer Lodge Circle 108, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$145,000$1182/21,2302221.3
7187 Deerfoot Point Circle 3, Jacksonville, FL 32256Listed by WATSON REALTY CORPOct 2026$242,000$1523/2.51,597511.4
4156 Crownwood Drive, Jacksonville, FL 32216Listed by ROUND TABLE REALTYOct 2026$285,000$1653/2.51,728821.4
4120 Crownwood Drive, Jacksonville, FL 32216Listed by VSP REALTY & PROPERTY MANAGEMENTSep 2026$250,000$1473/2.51,704501.4
7060 Deer Lodge Circle 111, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$160,000$1193/21,346551.4
8290 Gate Parkway 608, Jacksonville, FL 32216Listed by NORTH FLORIDA REALTY ADVISORSSep 2026$195,000$1263/31,551291.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$229,000
Price / Sq Ft$143
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,607
Acres0.02 acres
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleContemporary
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryGreenfield, reported on 2 other Pottsburg Crossing listings
MiddleSouthside, reported on 2 other Pottsburg Crossing listings
HighEnglewood, reported on 2 other Pottsburg Crossing listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address6700 Bowden Road 404, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionPottsburg Crossing
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size871.2 sq ft
Parcel Number1528662368

Amenities

UtilitiesCable Connected
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDryer, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2
LevelsMulti/Split

Exterior

Road SurfaceAsphalt

Additional Information

Date ListedSeptember 12, 2026
Days on Market45
HOA Fees$360 / Monthly
HOA FrequencyMonthly
Tax Amount$688.68
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CCARTER REALTY GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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