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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Oct 1, 2026·222 days on market·Recent sales in Jacksonville

7047 Deer Lodge Circle 108

Jacksonville, FL 32256

$145,000sold priceListed at $150,000 · 96.7% of asking$118/sqftMLS# 2126746
2
Beds
2
Baths
1,230
Sq Ft
2006
Built
1
Garage
No
Pool
FEMA Zone XHOA $532/mo436 sqft lotCondominium2 stories

About this home

Jacksonville

Welcome to this move-in-ready home in the heart of Southside, offering the perfect blend of comfort and convenience. Enjoy a prime location near great dining with easy access to St. Johns Town Center, downtown, and Jacksonville's beaches. Inside, the open and airy floor plan creates a warm, inviting atmosphere ideal for relaxing or entertaining. The home features two generously sized bedrooms and a functional kitchen with stainless steel appliances, ample counter space, and abundant cabinetry. Step out onto your private covered balcony or enjoy the convenience of a 1-car attached garage. Located in a gated community with a resort-style pool, fitness center, and playground. HOA includes internet, cable, and security, offering exceptional value and peace of mind. Schedule your private showing today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$803
Property taxesest. at asking price, Duval County$237
HOAbilled monthly$532
Estimated total, before insurance$1,572/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,025/yr · $169/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$145,000
$29,000
Loan Term
Monthly Payment
$803
Principal & Interest: $803
Property taxes (est.): $237
Insurance (est.): $97
Estimated Total Monthly
$1,137
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$154,500$103,778—
2024$154,500$104,500—
2023$175,000$125,000—
2022$141,000$115,500—
2021$105,000$105,000—
2020$98,000$98,000—

2025 property taxes (current owner): $2,025/yr

Estimated taxes if purchased at asking price: ~$2,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Closed$150,000
  • Sep 3, 2026Active Under Contract$150,000
  • Aug 6, 2026Price change$150,000−$15,000
  • Jan 23, 2026Listed$165,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $126/sq ft; this home is listed at $122/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7060 Deer Lodge Circle 111, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$160,000$1193/21,346550.1
8204 White Falls Boulevard 109, Jacksonville, FL 32256Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$130,000$1202/21,0791040.2
7261 Deerfoot Point Circle 14-1, Jacksonville, FL 32256Listed by MOMENTUM REALTYSep 2026$185,000$1193/2.51,5571100.3
3964 Palladian Court, Jacksonville, FL 32217Listed by LENNAR REALTY INCOct 2026$309,000$2083/2.51,483111.1
8290 Gate Parkway 608, Jacksonville, FL 32216Listed by NORTH FLORIDA REALTY ADVISORSSep 2026$195,000$1263/31,551291.1
8290 Gate Parkway W 135, Jacksonville, FL 32216Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$157,000$1612/2975611.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$150,000
Price / Sq Ft$122
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,230
Acres0.01 acres
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address7047 Deer Lodge Circle 108, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionWindsor Falls
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size435.6 sq ft
Parcel Number1525949234

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Pantry, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 24, 2026
Days on Market222
HOA Fees$532 / Monthly
HOA FrequencyMonthly
Tax Amount$2,024.88
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: COLDWELL BANKER ANABASIS REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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