This home is in Jacksonville — a waterfront home in Jacksonville.
Active·2 days on market
14289 Lons Place 0010
Jacksonville, FL 32226
About this home
Jacksonville
SEDA NEW HOMES: TO BE BUILT HOME on a MARSHFRONT/WATERFRONT ONE-ACRE HOMESITE. You can build the Kingsbury, which offers a perfect balance of open-concept living, private retreats, and flexible spaces. This spacious two-story home features 3,817 sq. ft. with five bedrooms, 4.5 baths, and a 3-car garage. The first floor includes a large great room that flows into the kitchen and dining area with an abundance of natural light. Also located on the first floor is the luxurious owner's suite with dual walk-in closets and a spa-style bath, a private guest suite with an en-suite bathroom, a study and a covered patio ideal for outdoor living. Upstairs, a versatile recreation room is surrounded by three additional bedrooms and two full baths. With its thoughtful layout, this home is perfect for modern family living and entertaining. This rendering is a conceptual drawing only and is not meant to represent the actual exterior colors. Builder reserves the right to modify.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $155,000 | $155,000 | — |
| 2024 | $155,000 | $143,000 | ▲ $25,000 |
| 2023 | $130,000 | $130,000 | — |
| 2022 | $130,000 | $130,000 | — |
| 2021 | $130,000 | $130,000 | — |
Estimated taxes if purchased at asking price: ~$18,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,557 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 11, 2026Listed$943,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MONOGRAM REALTY INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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