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This home is in St. Augustine.

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Active

Active·Listed today

18 Grand Ravine Drive

St. Augustine, FL 32086

$365,000$204/sqftEst. $1,886/moMLS# 2164016

Beds

Baths

1,790

Sq Ft

2009

Built

Garage

Pool

About this home

St. Augustine

Discover a beautifully and meticulously maintained 3-bedroom, 2.5-bath condominium offering approximately 1,790 square feet and a floor plan designed for comfort, flexibility, and easy living. A standout feature is the primary suite conveniently located on the main level, providing privacy and the ease of first-floor living. Upstairs, an additional spacious bedroom offers the feel of a second primary suite--ideal for guests, extended family, or anyone who appreciates their own private space. This suite also opens to a private balcony overlooking the peaceful preserve, creating the perfect spot to unwind in the evening, enjoy the quiet surroundings, or take in the view before calling it a night. Each bedroom features its own walk-in closet, providing exceptional storage throughout the home. The living room makes an impressive statement with soaring ceilings that create a wonderful sense of openness while allowing natural light to fill the space. Beautiful travertine tile flows

Cost to own

Mortgage calculator

Home Price

$365,000

Down Payment: 20%

$73,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$1,886

Principal & Interest: $1,886

Property taxes (est.): $486

Insurance (est.): $243

Estimated Total Monthly

$2,615

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,886

Property taxesest. at asking price, St. Johns County$486

HOAbilled monthly$430

Estimated total, before insurance$2,802/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,034/yr · $170/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,034/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,613 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 9, 2026Listed$365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$365,000

Price / Sq Ft$204

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,790

Year Built2009

TypeResidential

Sub-TypeCondominium

StyleSpanish

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Community Information

Address18 Grand Ravine Drive, St. Augustine, FL 32086

Area334-Moultrie/St Augustine Shores

SubdivisionGrand Ravine

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Parcel Number1823231404

Amenities

AmenitiesPool, Clubhouse, Management - Off Site

UtilitiesCable Available, Electricity Available, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Electric Range, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Stone

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup

SecuritySmoke Detector(s)