This home is in Jacksonville.
$439,000Sold3 bd · 2 ba · 1,364 sq ft
Sold·Closed Oct 7, 2026·128 days on market·Recent sales in Jacksonville
2944 Olga Place
Jacksonville, FL 32205
About this home
Jacksonville
At its heart, this classic bungalow lives as a true 2-bedroom, 2-bath home on the main level, complemented by a rare upstairs loft/attic that offers valuable flexibility and generous bonus storage. This wonderful flexible space is well suited for a home office, creative studio, cozy reading retreat, playroom, or third bedroom. Step inside from the welcoming front porch and you're immediately struck by the perfect balance of character and comfort. Natural light pours in through generous windows, while original glass doorknobs catch the sunlight, a subtle reminder of the craftsmanship that defines historic homes.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1930)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,556 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvdabout 18 mi · 50 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 5 mi · 4 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 3 mi · Cedar River
Closest kayak & paddleboard launch
Stinson Park Paddlecraft and Dinghy Dockabout 2 mi · Ortega River
Closest youth league fields
Boone Parkabout 0.9 mi · Pickleball, Tennis
Closest grocery store
Publixabout 1 mi · 2033 Riverside Ave, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $410,000 in November 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $4,855,103 | $4,222,021 | — |
| 2025 | $328,745 | $278,023 | — |
| 2024 | $4,278,938 | $3,838,201 | — |
| 2024 | $343,430 | $293,430 | ▲ $36,973 |
| 2023 | $3,769,529 | $3,489,274 | — |
| 2023 | $316,024 | $316,024 | — |
| 2022 | $3,172,067 | $3,172,067 | — |
| 2022 | $302,835 | $252,835 | ▲ $30,655 |
| 2021 | $723,943 | $723,943 | — |
| 2021 | $241,916 | $241,916 | — |
| 2020 | $728,864 | $707,612 | — |
| 2020 | $236,621 | $113,659 | — |
2025 property taxes (current owner): $5,480/yr
Estimated taxes if purchased at asking price: ~$8,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 7, 2026Closed$450,000
- Sep 12, 2026Active Under Contract$450,000
- Aug 5, 2026Price change$450,000−$19,000
- May 6, 2026Listed$469,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $322/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1248 Lechlade Street, Jacksonville, FL 32205Listed by ROOT REALTY LLC | Nov 2026 | $195,000 | $153 | 3/1 | 1,273 | 0 | 0.4 |
| 1655 Challen Avenue, Jacksonville, FL 32205Listed by CASTLEWISE REALTY GROUP, LLC. | Oct 2026 | $375,800 | $353 | 3/2 | 1,066 | 59 | 0.5 |
| 3528 Randall Street, Jacksonville, FL 32205Listed by UNITED REAL ESTATE GALLERY | Oct 2026 | $295,000 | $209 | 3/1 | 1,409 | 99 | 0.6 |
| 3103 Ernest Street, Jacksonville, FL 32205Listed by FLORIDA FAMILY REALTY | Oct 2026 | $148,900 | $136 | 2/1 | 1,092 | 27 | 0.8 |
| 2634 Gilmore Street, Jacksonville, FL 32204Listed by REDFIN CORPORATION | Oct 2026 | $330,000 | $230 | 3/2 | 1,433 | 85 | 0.9 |
| 871 Melba Street, Jacksonville, FL 32205Listed by WATSON REALTY CORP | Oct 2026 | $239,900 | $202 | 3/1 | 1,185 | 116 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Sold by: 1 REALTY CORP (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines