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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·40 days on market

2016 Dellwood Avenue

Jacksonville, FL 32204

$499,000$131/sqftEst. $2,742/mo mortgageMLS# 2155503
↓ $151,000 below original list
8
Beds
5
Baths
3,812
Sq Ft
1917
Built
—
Garage
No
Pool
FEMA Zone XNo HOA6,098 sqft lotQuadruplex

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Riverside 4-plex with approximately $50K of identified capex, priced accordingly. Investment opportunity in Jacksonville's Riverside neighborhood, ideally located next to Riverside Park. This 4-unit multifamily property is being offered at $590,000 and provides investors with the opportunity to acquire a well-positioned asset in one of Jacksonville's most desirable rental markets. The property benefits from immediate proximity to Riverside Park, as well as nearby dining, shopping, entertainment, and major employment centers. Excellent opportunity for investors seeking a centrally located multifamily asset with strong long-term rental demand and upside potential. SF listed is approximate.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,742
Property taxesest. at asking price, Duval County$815
Estimated total, before insurance$3,557/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,653/yr · $1,054/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$499,000
$99,800
Loan Term
Monthly Payment
$2,742
Principal & Interest: $2,742
Property taxes (est.): $815
Insurance (est.): $333
Estimated Total Monthly
$3,890
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1917)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,665 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $12,653/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 15, 2026Price change$499,000−$91,000
  • Aug 12, 2026Price change$590,000−$60,000
  • Jul 15, 2026Listed$650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $131/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2303 College Street 1-4, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$674,280$1458/44,64810.3
2512 College Street Units 1-4, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTDec 2025$540,000$1746/43,105240.4
828 Acosta Street, Jacksonville, FL 32204Listed by MCADOO MULTIFAMILY ADVISORS LLCJun 2026$625,000$1944/43,224750.6
2236 St Johns Avenue, Jacksonville, FL 32204Listed by TRADITIONS REALTY LLCDec 2025$900,000$2684/43,352390.6
2633&2627 Post Street 1-4, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$525,000$1306/64,044520.7
2648 Dellwood Avenue, Jacksonville, FL 32204Listed by KELLER WILLIAMS FIRST COAST REALTYDec 2025$494,000$1798/02,76270.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$131
Bedrooms8
Bathrooms5.00
Full Baths5
Square Footage3,812
Acres0.14 acres
Year Built1917
TypeResidential Income
Sub-TypeQuadruplex
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryWest Riverside, reported on 26 other Riverside listings
MiddleLake Shore, reported on 37 other Riverside listings
HighRiverside, reported on 39 other Riverside listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2016 Dellwood Avenue, Jacksonville, FL 32204
Area031-Riverside
SubdivisionRiverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size6,098.4 sq ft
Parcel Number091294-0000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned, Attached, Carport, On Street, Varies by Unit

Interior

HeatingVaries by Unit
CoolingVaries by Unit

Exterior

Lot DescriptionHistoric Area
ConstructionVinyl Siding

Additional Information

Date ListedSeptember 14, 2026
Days on Market96
Tax Amount$12,653
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
New ConstructionNo

Listing Courtesy of: THE MULTIFAMILY ADVISORS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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