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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

$657,9004 bd · 3.5 ba · 3,316 sq ft

Active·54 days on market

12130 Red Barn Court

Jacksonville, FL 32226

$657,900$198/sqftEst. $3,587/mo mortgageMLS# 2163755
↓ $11,100 below original list
4
Beds
3.5
Baths
3,316
Sq Ft
2006
Built
3
Garage
No
Pool
FEMA Zone XHOA $83/moWaterfrontSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This is THE ONE you have been waiting for! Exceptional ICI-built custom home situated on a large cul-de-sac lot with beautiful water views and an impressive list of upgrades. Stunning curb appeal welcomes you with a full paver driveway and walkway, tasteful landscaping, and a HUGE side-entry 3-car garage with epoxy-finished flooring. Inside, soaring 20+ foot ceilings create an impressive first impression, while the thoughtfully designed floor plan offers both space and flexibility. The first floor features a spacious owner's suite, additional bedroom, private office, formal dining room, and an inviting family room with gas fireplace. The large updated kitchen offers abundant cabinetry, generous prep space, and a casual seating area perfect for everyday living and entertaining.Upstairs you'll find additional bedrooms with a Jack-and-Jill bath along with a large bonus room ideal for a game room, media room, or additional gathering space. Step outside to the expansive screened and

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,587
Property taxesest. at asking price, Duval County$1,074
HOAbilled quarterly$83
Estimated total, before insurance$4,744/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$657,900
$131,580
Loan Term
Monthly Payment
$3,587
Principal & Interest: $3,587
Property taxes (est.): $1,074
Insurance (est.): $439
Estimated Total Monthly
$5,100
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 22, 2026Price change$657,900−$11,100
  • Sep 6, 2026Listed$669,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5354 Clapboard Creek Drive, Jacksonville, FL 32226Listed by WATSON REALTY CORPApr 2026$445,000$1844/32,415380.1
12138 Barn Owl Court, Jacksonville, FL 32226Listed by ICI SELECT REALTY, INC.Feb 2026$853,598$2784/33,06700.1
5261 Ostrich Court, Jacksonville, FL 32226Listed by ERA ONETEAM REALTYSep 2026$764,000$2484/33,0841010.2
5275 Clapboard Cove Court, Jacksonville, FL 32226Listed by ICI SELECT REALTY, INC.Jun 2026$700,000$2764/32,5372360.2
5279 Cattle Crossing Way, Jacksonville, FL 32226Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMar 2026$605,000$1694/33,581250.2
5340 Clapboard Cove Court, Jacksonville, FL 32226Listed by ALFA REALTORS CORPOct 2026$639,000$1635/3.53,931850.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$657,900
Price / Sq Ft$198
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,316
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address12130 Red Barn Court, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionTidewater
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Parcel Number1599422265

Amenities

AmenitiesPool, Clubhouse, Fitness Center
Community FeaturesGated
UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewWater
Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio
FencingOther, Back Yard
RoofShingle
ConstructionFiber Cement, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 7, 2026
Days on Market54
HOA Fees$250 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines