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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Apr 16, 2026·38 days on market·Recent sales in Over 55 & Active Adult

5354 Clapboard Creek Drive

Jacksonville, FL 32226

$445,000sold priceListed at $465,000 · 95.7% of asking$184/sqftMLS# 2127678
4
Beds
3
Baths
2,415
Sq Ft
2006
Built
3
Garage
No
Pool
HOA $72/mo0.43 acresWaterfrontSingle Family Residence2 stories

About this home

Jacksonville

Located in the gated waterfront community of Tidewater, offering convenient access to nearby public boat ramps with waterways connecting to the Intracoastal and St. Johns River, this beautifully maintained ICI home features gorgeous lake views and exceptional curb appeal. Stone accents, dormer-style windows, enhanced garage doors, and an impressive 8' front door with sidelights welcome you inside. Light and bright throughout with high ceilings and multiple living spaces, including separate formal living and dining rooms plus a kitchen/family room combo with fireplace—perfect for everyday living and entertaining. The kitchen offers 42'' cabinets, prep bar, pantry, and breakfast nook with mitered windows for unobstructed lake views. Spacious primary suite with glamour bath, two additional bedrooms on the main level, plus an upstairs bonus room/bedroom with full bath and closet provide flexible living options. Relax on the screened patio overlooking the lake, with a metal-fenced

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,465
Property taxesest. at asking price, Duval County$727
HOAbilled quarterly$72
Estimated total, before insurance$3,263/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,896/yr · $158/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$445,000
$89,000
Loan Term
Monthly Payment
$2,465
Principal & Interest: $2,465
Property taxes (est.): $727
Insurance (est.): $297
Estimated Total Monthly
$3,488
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,896/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5261 Ostrich Court, Jacksonville, FL 32226Listed by ERA ONETEAM REALTYSep 2026$764,000$2484/33,0841010.3
5814 Candelore Court, Jacksonville, FL 32226Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$611,611$2263/3.52,71200.3
5275 Clapboard Cove Court, Jacksonville, FL 32226Listed by ICI SELECT REALTY, INC.Jun 2026$700,000$2764/32,5372360.3
5311 Clapboard Cove Court, Jacksonville, FL 32226Listed by MOMENTUM REALTYJun 2026$470,000$2543/21,8541750.3
12481 Royal Red Way, Jacksonville, FL 32226Listed by REMAX WELCOME HOMESep 2026$515,000$1944/32,6591000.6
4559 Haystack Court, Jacksonville, FL 32226Listed by SOMEDAY HOMES REALTY, LLC.Oct 2026$450,000$1634/3.52,769470.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$465,000
Price / Sq Ft$193
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,415
Acres0.43 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address5354 Clapboard Creek Drive, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionTidewater
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size18,730.8 sq ft
Parcel Number1599422210

Amenities

AmenitiesBasketball Court, Clubhouse, Fitness Center
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Electric Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Fence

Exterior

Patio / PorchCovered, Porch, Screened
FencingFenced
ConstructionStucco

Additional Information

Date ListedJanuary 30, 2026
Days on Market38
HOA Fees$216 / Quarterly
HOA FrequencyQuarterly
Tax Amount$1,896.21
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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