This home is in Sebastian Cove, St. Augustine — a waterfront home in St. Johns County.
Active·48 days on market·Sebastian Cove
177 S Hamilton Springs Road
St. Augustine, FL 32084
3 more homes for sale in Sebastian Cove →Search Sebastian Cove on the map
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About this home
Sebastian Cove
Welcome to your dream waterfront retreat in the heart of St. Augustine's highly sought-after Sebastian Cove! Built in 2018, this immaculate single-family sanctuary sits on a generous 0.27-acre lot, combining serene tropical views with modern, high-end updates. Best of all, you can enjoy the ultimate Florida lifestyle with complete peace of mind: this property is located in a coveted NO-FLOOD ZONE (Zone X), meaning no costly flood insurance is required. The home remained completely safe and dry during recent regional storms. From the moment you arrive, brand-new, freshly installed lush shrubbery enhances the home's impressive curb appeal. Step inside this thoughtfully designed 2,361-square-foot layout featuring three spacious bedrooms, two and a half baths, and a versatile dedicated office. The brilliant floor plan delivers ultimate privacy for family and guests alike. At the heart of the home, the modern kitchen is a delight--boasting sleek quartz countertops, a generous breakfast
Next steps in Sebastian Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,796 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mussallem Beachfront Park24 min drive · 48 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Area5 min drive · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 5 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
San Sebastian River at Highway 16 Roadside Primitive Accessabout 4 mi · San Sebastian River
Closest youth league fields
Collier-Blocker-Puryear Park10 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publix7 min drive · 955 State Road 16, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,302/yr
Estimated taxes if purchased at asking price: ~$9,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 7, 2026Price change$599,000−$11,500
- Sep 10, 2026Active$610,500
- Aug 27, 2026Listed$610,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $254/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 448 Old Hickory Forest Road, St. Augustine, FL 32084Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $680,000 | $251 | 4/3 | 2,706 | 31 | 0.1 |
| 68 S Hamilton Springs Road, St. Augustine, FL 32084Listed by FUTURE HOME REALTY INC | May 2026 | $415,000 | $230 | 3/2 | 1,802 | 5 | 0.1 |
| 306 S Hamilton Springs Road, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLC | May 2026 | $445,000 | $219 | 4/3 | 2,033 | 7 | 0.1 |
| 362 S Hamilton Springs Road, St. Augustine, FL 32084Listed by REAL BROKER LLC | May 2026 | $395,000 | $219 | 4/2 | 1,802 | 7 | 0.2 |
| 471 S Hamilton Springs Road, St. Augustine, FL 32084Listed by INTEGRITY KEY REALTY LLC | Jul 2026 | $360,000 | $206 | 3/2 | 1,750 | 106 | 0.3 |
| 34 Estero Court, St. Augustine, FL 32084Listed by BEACH STATE REALTY | Jul 2026 | $796,500 | $278 | 4/3.5 | 2,861 | 58 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EAST COAST REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sebastian Cove
Sebastian Cove is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Sebastian Cove homes for sale →Keep looking
More homes in Sebastian Cove
Pending1112 Golden Lake LoopSt. Augustine, FL 32084
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For Sale2564 Golden Lake LoopSt. Augustine, FL 32084
2 bd · 2 ba · 1,118 sq ft
$182,000Est. $969/moWater views, an open floor plan and resort-style community amenities await at The Lofts at Sebastian Cove! This…
Listing Office: ocean realty & property management inc
For RentLease
1810 Golden Lake LoopSt. Augustine, FL 32084
3 bd · 2 ba · 1,139 sq ft
$1,795/moWater view!! Enjoy this open floor plan and resort-style community amenities that await you at The Lofts at Sebastian…
Listing Office: watson realty corp (prop mgmt)
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Your Local Realtor
Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines